LPT: During job interviews, always ask which health insurance company they use The more candidates who ask this question and factor it into their decision-making, the more employers will realize that subpar insurance providers are costing them valuable talent. Simply ask: “Which insurance carrier do you use for employee health benefits?” It’s a completely normal question that any employer should be willing to answer. s…

LPT: if someone apologizes for something they always do and never change, instead of saying it’s ok, tell them you expected it. If you ever want consistent disappointment to change with family, friends, or coworkers, you need to change the mindset into accountability. Just change the narrative to a place that the other knows you know it wasn’t going to happen and watch how fast things change (or don’t). If they don’t change, it means they don’t care about you, the proje…

LPT Test your TV Volume Test how loud you really need your TV to be periodically by turning it way down then back up to a reasonable volume. I’ve caught myself changing platforms and unintentionally having my TV way to loud many times. Often I turn the volume way down then back up to a reasonable volume I’m shocked by how unnecessarily loud it was before. Even a few cl…

LPT: When hiking with a group, either have the slowest person walking first (setting the pace) or divide up into different groups that move at different speeds. Don’t turn hiking into a race or competition. To out and enjoy nature with someone and then leave them in the dust is inconsiderate. Either you set the plan to break up into different groups at different speeds or you let the slow person lead so everyone gets to walk together. This doubly true if you have young or old people in the group. su…

LPT – Make notes or even short paragraphs about events in your life. Some of us have never been able to maintain a journal or diary of our daily/weekly/monthly lives. The memory of your personal timeline and events can become jumbled. So, as you remember events in your life, take notes or write short “stories” about them. These notes do not need to be incredibly detailed, just enough to set off the memory chain….

LPT — First thing you say when calling 911 (999) is the address/gps location. That’s the critical info that police, ambulance, and firefighters need to converge on in order to help you. Explaining the nature of the emergency is secondary. submitted by /u/751assets

LPT: Become an expert in your own body Many of you have never had a major health problem (congrats, I genuinely hope it stays that way). Some of you have seemingly all of the diseases (sorry, I am part of this crowd too). Regardless of your current health status, you need to become an expert in your own body. Hospitals can be scary and overwhelming, even to people with experience the…

LPT: Make a separate gmail for promotions and to get access to things Literally such a small thing but I’ve gotten so much yardage out of it. Make yourself a separate gmail to use for coupons, promotions and when places will give you something for an email address and then turn the notifications off. Then, when you’re ready, all your coupons are there without the annoyance submitted by /u/West-Eggplant-2752…

LPT: Deliveries headed to apartments and businesses It’s the holiday season and people are ordering a lot of stuff. So here are some tips for those of you who live in apartments or work in a business and are expecting packages. Apartments: This only applies if your building DOES NOT have a security/concierge that accepts packages or a package locker. Please please PLEASE, add a buzzer number. I…

A scam center/telemarketer got my phone number. Now I get 4-6 calls a day, every 3-4 hours. How can I make this stop? It’s driving me crazy. submitted by /u/chahud

LPT struggling with holiday gifts? Give experiences instead of things. For foodies: A gift card to a restaurant, or make the reso and invite them For adventurers: Tickets to a theme park, concert, or destination For busy friends: A subscription box they’ll look forward to, like coffee, books, or snacks. For everyone else: A heartfelt letter and a “coupon” for quality time together—dinner, a movie night, a trip t…

LPT: If your dishwasher leaves water droplets and pooled water on your dishes, shake the racks and crack the door while the dishes are still hot. My dishwasher consistently leaves water droplets and pooled water on my dishes. I got tired of drying dishes from the dishwasher, so I came up with a solution. As soon as the dishwasher is done with it’s drying cycle (it’s imparative that the dishes be hot), open it and gently but firmly shake the top rack, then the bottom rack. This will force…

LPT: If you well enough off to have a financial advisor, don’t have them manage all of your wealth Let them manage maybe 1/4 to 1/3rd. Why? they are probably using computer algorithms to manage your money. And taking a percentage to manage your money. Keep 2/3 – 3/4 as self managed, emulate their algorithms and avoid the management fees. Note: Your mileage may vary. submitted by /u/Catspaw129

LPT: If your light roast coffee never comes out right at home, the water is probably too hot and scorching the beans as they brew. Try using water around 175°F/80°C instead. As a bonus, using water in this temperature range makes coffee that’s way less likely to burn your mouth. Edit: A lot of people have pointed out that light roast coffee doesn’t extract well, so it takes a higher temp to get the flavor & caffeine from the beans. If you’re using a standard grind, that’s correct — you’ll get something resembling a …

LPT When shopping for insurance, look for companies that have the word “Mutual” in their name — they are non-profit cooperatives owned by the policyholders, not stockholders Regular insurance companies are there to make as great a profit as possible for their investors, and it can lead to sketchy rejections of claims etc. In contrast, Mutual Insurance companies are owned by the policyholders themselves, so the only motive for “profit” is to ensure that the organization has enough funds to continue operating, and as …

LPT: If you’re feeling low and unproductive, try meditation/conscious attention for a few minutes We all feel low at times. And when we do, we seek to fill the void with many different distractions resulting in behavior that is unproductive. But before you procrastinate and go on distracting yourself, try closing your eyes and observing your breath and inner sensations for just a few minutes. Probably you will notice many sensations you were…

LPT: Check that the lid fits BEFORE filling a container Many people accumulate a variety of food storage containers that are almost, but not quite, identical size and shape. In addition, many containers have bodies and lids made from different types of plastic that deplasticize and shrink at different rates. Always check that your lid and container actually fit each other BEFORE filling the contain…

LPT: You can use the “-” (minus) key to exclude certain words/companies on Indeed This is particularly useful if you are looking for a job in software engineering and are tired of seeing postings for AI Annotations groups, or you lack a certain credential that comes up. Simple search for, for example, “python -Outlier” in your search query (without quotes), and you will no longer see results from the organization “Outlier”. …

LPT on having the best sex as a 18M So I’m going to have my first sex and in ver excited. But I come like in 3 minutes. How to increase my time? What are some must do steps i should follow? How to please her the best? Help me as your lil bro submitted by /u/Express-Fox4653

LPT: Talk your parents/grandparents through the latest scam tactics. Right now, and regularly. It’s easier for us tech-savvy folks to stay up to date on the latest strategies employed by scammers and identify them in action, but many of our older loved ones can’t stay the same. By just spending a bit of time researching what the latest scams to look out for are and then educating your loved ones, you can potentially save them (and yoursel…