I would like advice on my budget I wanted advice on my budget Salary after tax/health insurance/retirement contribution: $7500 a month Rent: $2500 a month (including utility) Groceries: $650 a month Restaurants: $500 a month Car insurance: $150 a month Fun money: $700/month (bars, movies, etc) Gas: $100/month Gym: $15/month Phone: $80/month Streaming: $20/month Student loan pa…

Profited from selling my house… now what? I (31, male, divorced, one 7 year old child) recently sold a house and started renting an apartment. I realize that is already negative marks for some, but it’s a personal decision that I made in part because I do not intend to live in this area long enough to justify buying again; and in part to cross off a bucket-list item for myself (I’ve alw…

I have a 401k through work, through Fidelity. There is an option for both pre tax, and Roth contributions. They go to one account. How does this work? Is this intentional? Why aren’t there two accounts? How will this affect taxes when I eventually retire? https://imgur.com/a/ju0EtCD submitted by /u/baineschile

Moving from FL to CA. Buy car in FL or when i get to CA? Hello everyone. I currently work and live in FL and I drive a Nissan. In less than a year I’ll be moving to CA to work and permanently live there instead. I personally want to change and upgrade my car so I don’t want this Nissan with me anymore. Should I buy here in FL and drive it all the way to CA or like SHIP it to CA? ORRRRR should i just b…

3% Mortgage Too Good To Give Up? We bought a fabulous house in a great neighborhood with good schools. Raising kids and it has been a great spot. Coming to the end of this stage of life. We always thought we would sell this house and buy closer to the ocean or closer to the city, something that would be for us, not just for the kids. But, then, I ran the numbers. If we stay her…

Is this a good idea? Home Equity Loan I am considering taking out a home equity loan, that is initial draw 26k Credit limit 26k Per month estimate $320.85 Term 15 years APR 12.522% Origination Fee $780 Will the payments stay $320 the entire time, are there certain words or phrases I should look out for before signing. I know that interest rate is not the greated, but this would help…

Shack Man – Family Ties Catch up here – Shack Man Chapter Twelve – Family Ties I’m on the phone with my sister. “…This is serious,” I said, trying to get her to hear me and focus. “Well, no shit, Elsa. He’s hit all the marks.” “What do you mean?” “Well, if we can’t see every man in our family in Source

LPT: When you drop off dry cleaning, take a couple of quick photos of everything I’ll do this from now on after my regular cleaners lost a pair of my dress pants. I’m not a clothes horse, but have enough variety that I could not remember exactly which pair I’d dropped off…but I was damn sure the black corduroy jeans I got back were not it. submitted by /u/Tweetystraw

LPT: Focus on what people are thinking in the moment instead of the recent past Now I have no idea what’s wrong with me but this LPT might be useful for people suffering from anxiety and overthinking in social situations. Either way, I’m actually here to find out if what I realized is valid or not. Depending on the vote ratio of this post. Anyway, focus on what people are thinking in the moment RIGHT NOW, instead of the thi…

LPT get into the habbit of recording yourself opening expensive shipped packages (even on amazon) seen alot of people getting scammed recently with boxes containing worthless items, its far easier to get your money back with solid proof, like a video of you opening the box submitted by /u/Francis962

LPT: Watch YouTube on Firefox or similar browser on phone with adblock Been doing this for some time now and it works great. Don’t use the YouTube app; it’ll shove ads at you constantly. Android users: If you use the Firefox browser you are able to use uBlock and have an ad-free streaming experience. iOS Users: Brave is a good choice I hear for this, although I personally have an Android, so I can’t confirm. …

LPT if you live far from family, give them numbers of people close by I have my sister’s number memorized, because of a time before cell phones. It doesn’t make sense for me to learn new numbers. She lives on the other side of the country. If I lose my phone/it dies or something I’m stranded, I don’t know anyone’s numbers close to me. I gave her numbers of people I know that live near me. Now I can call her (I wi…

LPT: burn your tongue? put toothpaste on it couldn’t wait for that sweet delicious coffee and gulped it down before it cooled and now your tongue feels all hairy? take a small amount of mint toothpaste and wipe it over the sore area to relieve the pain. This won’t make it heal faster or anything, and it’ll be a weird sensation in its own right, but it’ll relieve the burnt feeling a littl…

LPT: Always screenshot parking spots, hotel room numbers, and borrowed items. Trust us. Your brain will forget ‘Level 3, Row G’ at the airport. Screenshots are searchable proof. “No more wandering parking lots like a lost NPC” submitted by /u/trending_zone

LPT: A Mildly Damp Paper Towel “LPT”: A mildly damp paper towel served with a meal is typically a great alternative to dry napkins. A great way to elevate an experience. submitted by /u/lang1010

Milwaukee M18 FUEL 18V Brushless SUPER SAWZALL Orbital Reciprocating Saw $199 w/ XC 5 Ah Battery + Free Shipping POWERSTATE brushless motor: purposely built for the M18 FUEL super sawzall to generate the power and performance of a 15 Amp corded reciprocating saw REDLINK PLUS intelligence: ensures optimal…

Select Home Depot Stores: 14-Piece DeWALT 135 Degree Split Point Drill Bit Set $3.80 (In-Store Only) Didn’t see this posted, please merge/delete if repost. Was casually strolling Home Depot, and found this on sale for $3.82. It’s located on a shelf next to an end cap in my local store (SoCal, Zip…

Costco Members: 4-Qt & 6-Qt Tramontina Enameled Cast Iron Dutch Ovens (Various) $55 + Free Shipping Costco has *Tramontina 2-Pack Enameled Cast Iron Dutch Ovens* (4Qt & 6Qt) on sale for *$54.99.* *Shipping is free.* * *Note: *Costco has this on sale for *$45* in-store. (Limited color…

American Prometheus: The Triumph and Tragedy of J. Robert Oppenheimer (eBook) $2 *Available Retailers:* * Amazon (Kindle eBook) * iBooks * Barnes & Noble (NOOK eBook) * Google Play Store * Kobo …

Champion Power Equipment 3500W / 4375W Dual-Fuel Generator $233 + Free Shipping vipoutlet via eBay has *Champion Power Equipment 3500W / 4375W Dual-Fuel Generator* (100401) for *$233*. *Shipping is free*. Thanks to Community Member *BabyBubba* for finding this deal. …