Graduating Soon – Trying to Set Myself Up for Financial Success. Advice?

( www.reddit.com )

Graduating Soon – Trying to Set Myself Up for Financial Success. Advice? Hey guys, I’m a 23-year-old male graduating this year. Right now, I make around $2,000/month, and my bills are pretty low at $185/month since I’m still in school. This summer, I’ll be starting a new job that pays around $3,300/month. I was young and dumb (still am, but trying to change that) and have $400 in credit card debt, but I’m paying it o…

Reddit Personal Finance 912 2025-03-01

Where to Invest Next for Retirement?

( www.reddit.com )

Where to Invest Next for Retirement? Hi all, My husband and are both 39 and working corporate jobs. We want to set aside more this year to our retirement accounts as our income has increased by a good amount. We make too much to put it in a Roth IRA. Where should we put our money next? Currently we are: Maxing out one 401k Maxing out family HSA Putting in 5% company match into othe…

Reddit Personal Finance 535 2025-03-01

Should I keep my paid off car? I work from home.

( www.reddit.com )

Should I keep my paid off car? I work from home. My husband and I each have our own car and he also drives a work vehicle so both cars mainly sit unused. We usually take my car out maybe once or twice a week to get grocery etc. Both cars are paid off. I work from home now and I am considering selling my car for $6,000 to pay off debt. (At least $50,000 total) We otherwise have minimal expense…

Reddit Personal Finance 462 2025-03-01

Total saved for retirement by 30

( www.reddit.com )

Total saved for retirement by 30 When people say that you should have one years salary worth of savings for retirement by 30, does your emergency fund and other money in your hysa count? Or are they just talking about money invested into things like roth and 401k? submitted by /u/bearjs

Reddit Personal Finance 426 2025-03-01

Debt management and finance management.

( www.reddit.com )

Debt management and finance management. My Fiance and i have some debts. Trying to figure out how to tackle it. My fiance has no retirement. We are trying to open a SEP IRA or 401k since she is self employed. We are trying to see what money should go where while saving for retirement. I make 140k/year and she makes around 70k/year as a 1099. Her Debt: HELOC: 8k at 8% (200/mo) (debati…

Reddit Personal Finance 461 2025-03-01

Question about 401k and death

( www.reddit.com )

Question about 401k and death Let’s say you’ve invested a sizeable amount into your retirement account throughout your working adult life, and then you go to the doctor’s office one day and find out that you only have so long to live. You will not make it to age 65. Are you able to cash out your retirement accounts in order to make use of the funds? Since you are nearing end…

Reddit Personal Finance 1.1k 2025-03-01

Looking for a budgeting app that is simple and effective

( www.reddit.com )

Looking for a budgeting app that is simple and effective I am looking for a budgeting app that i can use between my phone and laptop that is user friendly but will help me get my dmbudget squared away with the goal of being debt free in 2 years. I have some old debts to oay off as well as some current cards and loans. Any help is appreciated. submitted by /u/Actual_Animal_2168

Reddit Personal Finance 920 2025-03-01

Shack Man – Behind The Scenes & What’s Ahead

( elsaelsa.com )

Shack Man – Behind The Scenes & What’s Ahead Catch up here – Shack Man Chapter Thirteen – Behind The Scenes & What’s Ahead Then one night, Shack says, “I wanted to ask you something, Elsa.” “What?” “I’ve been thinking about this while and I hope you’ll think about it too. It’s really important to me. I’m going to ask you something and I hope Source

Elsa Elsa 565 2025-03-01