Which Funds to Use in 401K

( www.reddit.com )

Which Funds to Use in 401K Hi, I just started a new job and enrolled into their trad 401K which is managed by Principal. Below are the funds available to me. I would like to replicate a VTI/VXUS allocation with a 65/35 ratio if at all possible. At this time, I’m thinking of: Principal Large Cap S&P 500 Principal Mid Cap S&P 400 Principal Small cap S&P 600 Principal Intl …

Reddit Personal Finance 535 2025-03-01

What age were you actually able to max out your 401k?

( www.reddit.com )

What age were you actually able to max out your 401k? I’m 25 and make 60k per year. I contribute 5% of my pay to 401k and my job matches 5%. I did just increase my contribution amount to 7% and will continue to raise 1% every time I get a raise/promotion but at what age were you actually able to max out? I do have a savings of $35k, and married with a mortgage and 2 kids so I obviously can’t affor…

Reddit Personal Finance 1.1k 2025-03-01

Signed up with Primerica, what can I do?

( www.reddit.com )

Signed up with Primerica, what can I do? Hello everyone, I just signed up for Primerica this evening because my personal tax helper told me opening up a Roth IRA would be good since I wanted to start saving. She got me in contact with a sales person at Primerica today, and the whole conversation seemed off, however, I must admit that I’m pretty naive when it comes to savings, investing…

Reddit Personal Finance 450 2025-03-01

How can I build wealth at 18?

( www.reddit.com )

How can I build wealth at 18? Hey! I want to get ahead of the curve on my finances while I’m young to build wealth asap. I’m fortunate enough to be able to attend university next year which will hopefully land me a six figure job only a couple years after graduation. But for now… I want to grow as much as possible while I’m young. Would it be wise to buy index funds? I’m mak…

Reddit Personal Finance 539 2025-03-01

LPT: if your room is messy put all your belongings on your bed!

( www.reddit.com )

LPT: if your room is messy put all your belongings on your bed! Seems simple enough but makes a huge difference, it can help you approach your cleaning one item at a time and is much less strenuous than constantly bending down! (That’s if you don’t just push it all to the other side and sleep which I’ve fallen victim to lol) submitted by /u/Moglefog

Life Pro Tips 1.1k 2025-03-01

LPT: Pack a back-up pair of socks on rainy days.

( www.reddit.com )

LPT: Pack a back-up pair of socks on rainy days. Sounds kind of silly, but carrying another pair of socks isn’t an inconvenience and no matter how lightly you tread, there’s always a chance you’ll step into a puddle. Don’t let it ruin your day, just store a pair of socks in your pocket and break them out if your initial pair get soaked. You’ll be happy you had the foresight to bring another pa…

Life Pro Tips 694 2025-03-01

LPT: trying to grocery shop on a budget or diet? Go round the store backwards

( www.reddit.com )

LPT: trying to grocery shop on a budget or diet? Go round the store backwards TLDR: During your shopping trip you’ll lose the willpower to stick to your diet/budget fast, so start your grocery shop near the tills with the unhealthy high-price sections whilst you still have high willpower and end the trip in the produce section – you’ll make better choices overall. The psychological tricks employed by stores to make us buy…

Life Pro Tips 1.1k 2025-03-01

LPT: Ask car sellers to swap or sell parts for cash.

( www.reddit.com )

LPT: Ask car sellers to swap or sell parts for cash. Looking for new wheels and tires or a light bar or a not dented tailgate? Ask people selling their used cars compatible with your car to purchase the parts you need. I’ve had several favorable deals by reaching out on fb marketplace. Often people know they won’t lose much off their sale price and gain cash for swapping parts all while keeping th…

Life Pro Tips 420 2025-03-01

LPT for hard butter at the toasting Station

( www.reddit.com )

LPT for hard butter at the toasting Station LPT: While toasting, place your butter sachet on the edge of the toaster. If you’ve even been at a breakfast buffet where you get to toast your own bread, (Apart from the slooow toaster) you will know the frustration of getting your table only to tear your hard-won morsel to shreds with butter chilled to the point where you could hammer nails wi…

Life Pro Tips 1.2k 2025-03-01

LPT: If you’re having trouble getting a W2 from an (ex-)employer, try getting it from your IRS.gov online account as a transcript

( www.reddit.com )

LPT: If you’re having trouble getting a W2 from an (ex-)employer, try getting it from your IRS.gov online account as a transcript This could happen if you are in an unfortunate situation of (for example): you lose your job in December, have to leave your current city/state/country, employer only gives physical mail copy, is slow to send out a W2, you don’t like to file taxes last minute etc. etc. submitted by /u/sarnobat

Life Pro Tips 801 2025-03-01

Select American Airlines AAdvantage Accounts: Earn 500 additional Loyalty Points per flight segment flown (up to 5000 points; must complete travel by 3/31)

( slickdeals.net )

Select American Airlines AAdvantage Accounts: Earn 500 additional Loyalty Points per flight segment flown (up to 5000 points; must complete travel by 3/31) American Airlines offers select *AAdvantage Accounts* (free to join): *Earn 500 additional Loyalty Points per flight segment flown, up to a maximum of 5,000 additional Loyalty Points*, when you…

Slickdeals 860 2025-03-01