How much of a financial risk is it to quit my job and move cross country? Best path for doing so?

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How much of a financial risk is it to quit my job and move cross country? Best path for doing so? Early 30s Project Manager thinking about quitting my job after I get my summer bonus and moving across the country. I have been incredibly defeated and unfulfilled in a previously satisfying role for over a year due to re-orgs and process changes. I do not believe this will improve and do not have faith in leadership to help my situation if I a…

Reddit Personal Finance 631 2025-02-14

Roth 401K plus Roth IRA

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Roth 401K plus Roth IRA I am 39 and finally hit a point where I can max both a 401K and IRA. I just got an 18k/yr bump and I’m saving every bit of it. It’s going to bring my current contribution levels up to max w/ enough left over to keep the HSA looking healthy. My understanding is that the benefit of Traditional IRA/401K’s is you can invest more money now thanks to …

Reddit Personal Finance 1.1k 2025-02-14

Elderly mother victim of scam

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Elderly mother victim of scam Happened earlier today, and I’m teetering between anger, sadness, and utter shock. My elderly mother received an email from PayPal’s fraud department alerting her to suspicious activity on her PayPal account. She called the number from the email, and after a lengthy conversation with the “PayPal Fraud Rep” on the phone, the rep managed to convin…

Reddit Personal Finance 942 2025-02-14

58 y/o, minimal investments but significant savings. How do I get her to retirement?

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58 y/o, minimal investments but significant savings. How do I get her to retirement? Hello, I’m here looking for some advice and just to bounce some ideas off of people. I’m currently trying to do some retirement planning for my mom and (similar to many immigrants in the US) she knows little to nothing about investing but is incredible at saving so she has a ton of cash. Here are the highlights: – 42K in a traditional IRA – 15K…

Reddit Personal Finance 1.2k 2025-02-14

Personal loan or credit cards first?

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Personal loan or credit cards first? Have two cards one $5k and the other $4k on them right now at 29%. I have a personal loan that I pay $355 (23%) on every month. There is $2900 left on the loan and have enough to pay it off (one year left for pay off). Interest on pay on both cards a month is around $300. Should I pay the loan off to free up an extra $355 a month or tackle the c…

Reddit Personal Finance 1.0k 2025-02-14

I think I screwed up my IRA

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I think I screwed up my IRA I feel like a bit of a dummy, but here goes… I had been using betterment for an IRA to complement my 401k etc. It had around 7k. I converted it to a Roth and then did an indirect rollover to my bank as they had a promotion. This was January 2025. As I was doing my taxes I realized I was above the income threshold and needed to take out my exces…

Reddit Personal Finance 926 2025-02-14

Your Feelings Are Irrelevant To Machines

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Your Feelings Are Irrelevant To Machines Most are more than ready to see Saturn and Neptune leave Pisces, and Uranus find its way into Gemini. Pluto is now in Aquarius. These are huge shifts. No one doubts, we are in a tumultuous period of change and transformation. More and more of our communications and other interactions are automated or digitized. You Source

Elsa Elsa 1.0k 2025-02-14

Sony a6400 saturation issue?

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Sony a6400 saturation issue? Hi guys, I’ve recently got myself a Sony a6400 and when shooting on auto mode in the mountains (with both my 16-50 and 55-210 lenses), my photos seem to be coming out oversaturated and with a particularly blue/purple tint to them. Is this to do with the snow vs. sky, white balance, some setting in the camera? Please excuse my being a total noob!…

Ask Photography 573 2025-02-14