Best way to earn on savings?

( www.reddit.com )

Best way to earn on savings? Hello! I am looking for the best ways to save money, or earn interest on savings in the quickest amount of time. I really don’t know much about finance, so I would need to understand in beginner terms. I have a high yield savings account with Marcus that I have had for a while but has mostly been empty. When we got our tax return, I threw a coup…

Reddit Personal Finance 677 2025-03-02

25 y/o feel like I’m drowning

( www.reddit.com )

25 y/o feel like I’m drowning Hey guys. I’m a 25 y/o male in a weird situation. So basically I am in some debt and need to figure out the best plan to move forward. Currently I have 4k on one credit card, 3.5k on another, plus a 15.5k tax bill that will be due in April. In my checking account I have about 12k. However, I have 60k sitting in my brokerage account. I’m wonderin…

Reddit Personal Finance 557 2025-03-02

Just discovered I have a pension

( www.reddit.com )

Just discovered I have a pension Hi all! I am 37 year old who has been at my private sector job for 10 years. Due to recent changes, uncertainty and layoffs, I have ALMOST decided to quit and go back to school to become a radiology technologist next year (2 year program). I have a 401k with 6% match and I do contribute, but only 3% at the moment. This past week, I discovered I …

Reddit Personal Finance 541 2025-03-02

Just now starting to save for kids future

( www.reddit.com )

Just now starting to save for kids future Don’t hate me, but for several reasons, I’m just now about to start saving for my kids future, mainly since my spouse and I have good jobs now. Kids will be 14 and 11 this year. What “savings vehicle” can I use so that they won’t hate me for leaving them no money? Edit: Seems like everyone has the same questions so I’ll answer them here: -ret…

Reddit Personal Finance 861 2025-03-02

Drowning in credit card debt. Debt consolidation–do I take this life raft?

( www.reddit.com )

Drowning in credit card debt. Debt consolidation–do I take this life raft? Right now I am treading water with my credit card debt and living in fear that they’ll start garnishing my wages. I live in NJ where the maximum wages that can be garnished by creditors is 10%. My cards are all consistently above their balance and all teetering at risk of being closed. I make $3200-3400 per month. I own my home and my mortgage p…

Reddit Personal Finance 927 2025-03-02

How do we feel about HELOC’s?

( www.reddit.com )

How do we feel about HELOC’s? I purchased a house 7 years ago and spent $150k remodeling it. We ran out of savings but have everything done except the basement. I am considering borrowing $40k of our home equity to finish remodeling the basement. It will add a play room, home office, and guest suite. I would like to use the space rather than wait 5-7 years to save up. 33 yea…

Reddit Personal Finance 670 2025-03-02

Is unclaimed property legitimate? Why does it feel so sketchy?

( www.reddit.com )

Is unclaimed property legitimate? Why does it feel so sketchy? I was told to check for unclaimed property on this website nvup.gov* by a family member. I found out that for some reason I have no recollection of that a bank owes me almost $1,500. I know it’s definitely me because I have a very unique name. They want a copy of my driver’s license, social security card, all all kinds of other personal informa…

Reddit Personal Finance 593 2025-03-02

Secured a huge uplift in salary, how to capitalise?

( www.reddit.com )

Secured a huge uplift in salary, how to capitalise? Hey all, as the title suggests I have been fortunate enough to increase my salary through some recent hard work and employment moves. I now find myself with approx £3.5k a month leftover this could be pushed up to £4k per month with some additional care in outgoings. I live in the Channel Islands, so do also benefit from a reduced income tax rat…

Reddit Personal Finance 1.2k 2025-03-02

8-Port Netgear Gigabit Ethernet Unmanaged Switch $18

( slickdeals.net )

8-Port Netgear Gigabit Ethernet Unmanaged Switch $18 NETGEAR 8-Port Gigabit Ethernet Unmanaged Essentials Switch (GS308) – Home Network Hub, Office Ethernet Splitter, Plug-and-Play, Silent Operation, Desktop or Wall Mount8 Gigabit Ethernet…

Slickdeals 668 2025-03-02

Refurb: 2-Pack Blink Outdoor 4 Wire-Free Smart Security Cameras (Newest Model) $38.70 & More via Woot App + Free S/H for Prime Members

( slickdeals.net )

Refurb: 2-Pack Blink Outdoor 4 Wire-Free Smart Security Cameras (Newest Model) $38.70 & More via Woot App + Free S/H for Prime Members Woot! has *Select* *Blink Security Cameras (Refurbished)* on sale as listed below. Shipping is free for Amazon Prime Members (must login with your Amazon account and select a shipping…

Slickdeals 1.2k 2025-03-02

Sigma 18-35mm f/1.8 + Speedbooster on Canon M50 – Worth It?

( www.reddit.com )

Sigma 18-35mm f/1.8 + Speedbooster on Canon M50 – Worth It? I’ve been looking into upgrading my lens setup for my Canon M50, and I came across the Sigma 18-35mm f/1.8 DC HSM. With a Viltrox speedbooster, it seems like an amazing combo. I found a used Sigma 18-35mm on Amazon for way cheaper than on the official site. Now, I’m wondering—has anyone had experience buying second-hand lenses from Amazon? Is it…

Ask Photography 1.1k 2025-03-02