How much would you save for retirement if you are anticipating a pension?

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How much would you save for retirement if you are anticipating a pension? I (29F) and my husband (30M) are both public servants. We pay into our state retirement system and get a hefty employer match, and we both expect to draw a defined benefit pension at age 65 that is about $4,000/month each (in today’s dollars). We will also be collecting social security, provided it still exists by then. Our gross household incom…

Reddit Personal Finance 905 2025-02-22

Help me find clarity: Control vs. Transparency

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Help me find clarity: Control vs. Transparency My spouse and I got married 10 years ago. 3 months into being engaged I got a new job making 30k a year and he told me to deposit all my checks into his account because I’m bad with money. I will admit, I know I am so i didn’t put up a fight. Fast forward, after a year or 2 of working at the job, he said I wasn’t making enough and need to contr…

Reddit Personal Finance 423 2025-02-22

Pay off the house or Invest?

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Pay off the house or Invest? I now only have my mortgage which is a 30 year loan but my interest is only 4.99 apr I know 30 year loans are interest heavy in the beginning, so should I pay it down halfway and then invest or keep paying as usual? We can stay here as long as we need to, if we move we plan to pay in full of get a minimal amout financed from saving. Given the …

Reddit Personal Finance 962 2025-02-22

Help with HSA (health equity)

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Help with HSA (health equity) Hi everyone, so I have my HSA through work and I’m maxing it out but my company uses health equity. My question is I finally hit the 1000 mark and can invest, do I invest it now through health equity or should I keep accumulating til I max my yearly contribution and transfer it into a fidelity HSA account? submitted by /u/AccomplishedPie…

Reddit Personal Finance 1.3k 2025-02-22

Is it common for apartments to increase the rent during lease renewals?

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Is it common for apartments to increase the rent during lease renewals? Hello, so this is my first year leasing ever and today the front office gave me the option to sign a renewal for 2025-2026. I noticed that the rent went up for 100 dlls per month. Is this normal in lease renewals? Edit: I am a student and live with 3 other roomates if that matters. This year they are charging me 700$/month but for 2025-2026 it w…

Reddit Personal Finance 1.3k 2025-02-22

Best method to return/pay back person you owe $$ to?

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Best method to return/pay back person you owe $$ to? Recently pleasant work bonus leaves me with enough money to pay an older sibling back from whom I borrowed ~23k over the last ~5 years (I was in college and needed financial support, he effectively gave me an interest free loan payable when I felt I could return money without it being a burden on me — I know, I’m fortunate AF) I am now in the p…

Reddit Personal Finance 828 2025-02-22

Is the Canon R10 a good buy for me?

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Is the Canon R10 a good buy for me? Hi there, I am currently looking at purchasing the Canon R10 as my first camera. I am interested in landscape, architectural, pet (just of my cats :D), and potentially some street photography. For now I am looking at just getting the bundle that comes with the standard 45mm lens. The R10 is already pushing on the upper limits of the budget I set…

Ask Photography 423 2025-02-22

How do you keep track of what you do with your photos?

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How do you keep track of what you do with your photos? How do you keep a log / stay sane when it comes to tracking when you’ve printed / uploaded to a portfolio / sold to a gallery / licensed to a publication / used for a project / etc? I’m not asking how you organize your photos / files / negatives (though if that plays a part, please feel free to share). I have more than a quarter million images i…

Ask Photography 940 2025-02-22

Need Advice On What Lens for Sony ZV-E10?

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Need Advice On What Lens for Sony ZV-E10? Hey folks! I’m new to this so apologies in advance if I butcher the wording of anything. I’ve gotten into content creation (recording/taking photos of handheld video games consoles – RetroResolve on YouTube and Tiktok) and I’ve hit a wall. I’ve got a Sony ZV-E10 and I like it, but because I’m shooting indoors with two Amaran lights, there’s o…

Ask Photography 468 2025-02-22

Advice on deciding between cameras?

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Advice on deciding between cameras? Hello, I’m back again. Been to the shop after a really helpful round of initial comments on my last post, and have a few questions on pros and cons of different camera set-ups. Context: currently have a 15 year old Nikon D5000 with a 18-105mm f3.5-5.6 kit lens. My main subject is my family (primarily my 2 year old), and occasional travel photogr…

Ask Photography 616 2025-02-22

How to get life like color in pictures?

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How to get life like color in pictures? I have been trying to get my pictures to come out reflecting the actual color of my products. I have tried with my Samsung S23 Ultra and with a Minolta digital camera. The color always comes out brighter than actual and the phone filters and corrections do not help. Is there an Android app that would work? submitted by /u/MoneyHuckleberry…

Ask Photography 975 2025-02-22