If you want to consolidate your credit card, avoid Credit Associates.

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If you want to consolidate your credit card, avoid Credit Associates. For 2yrs, Credit Associates, made over $12,000 from me. After telling me to stop making my credit cards payments, because they wanted me to starved them. I followed their advice and every 2 weeks they take $267 from my bank account. In between, they would call and say they need more more money because my account was low. A year after I joined wi…

Reddit Personal Finance 948 2025-02-22

Inherited $30k. Have no idea what to do with it or where to start.

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Inherited $30k. Have no idea what to do with it or where to start. Like the title says, I inherited $30k. I don’t know if I should save, or invest, or both? I’m not sure the best way to save or invest, or where to go to do it. I also can’t seem to find a financial advisor who advises with this “low” amount. I do already have a 401k set up through my job that I contribute to. Anyone have tips, advice, or experi…

Reddit Personal Finance 777 2025-02-22

Large Lightstream Loan – Approval Likelihood?

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Large Lightstream Loan – Approval Likelihood? Anyone have any experience getting large loans from Lightstream? Their max appears to be $100k and I’m looking for $85-95k. Curious about my likelihood of getting approved before I submit an application and submit myself to a hard credit pull. Context: I am looking to buy – and live on – a boat for the next few years. This would essentially be a…

Reddit Personal Finance 1.2k 2025-02-22

How much should I pay attention to retired parent’s spending?

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How much should I pay attention to retired parent’s spending? My retired mom (71) has always been reasonable with her money spend, but in the year since my dad passed away she has been on 4 big trips to Europe, bought a new car, and just generally has spent a lot more money than she normally does. I’m all for her spending what she’s earned, but I’m worried about the rate at which she’s been burning through…

Reddit Personal Finance 1.1k 2025-02-22

Employer switched from Simple IRA to 401k. What to do with IRA account?

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Employer switched from Simple IRA to 401k. What to do with IRA account? Been with my company for over 5 years. When I started, the only retirement plan they offered was a Simple IRA, which I used. About 3 years in, the company switched over to 401k which I’m actively contributing to. The IRA account is no longer being contributed to and I honestly forgot I had it. I can still login to the account though. There’s not…

Reddit Personal Finance 857 2025-02-22

Straight Talk: Pre-Order: 128GB iPhone 16e Smartphone + 1-Mo Platinum Unlimited Plan $360 (+ $300 back in device credits over 12-months)

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Straight Talk: Pre-Order: 128GB iPhone 16e Smartphone + 1-Mo Platinum Unlimited Plan $360 (+ $300 back in device credits over 12-months) iPhone 16e 128GB Pay $299.99 when you switch to a Platinum Unlimited plan, and get $300 back in device credits over a 12-month period. https://www.straighttalk.com/all-…gb-prepaid

Slickdeals 836 2025-02-22

When did you know if leaving a format is right?

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When did you know if leaving a format is right? Budget:1500aud to 2800 Country: Aus Condition: new but very happy for used Type: mirrorless Type of use: hybrid but more photo, would love to do more video Photo style: portraits, street, landscape, travel and family Video style: home video style, short story videos Camera you have: one em10 mkiii Camera you are considering: a7cii, lumix s9, fuj…

Ask Photography 951 2025-02-22

Recommendations for lighting equipment?

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Recommendations for lighting equipment? Nikon Zfc and a number of new and vintage lenses, may eventually get a Nikon Zf or Df. Looking for lighting equipment advice. Long time photographer, but mostly not pictures of people and/or with natural lighting only — so limited experience or knowledge of adding lighting, and a little overwhelmed by all the options (and not wanting to get wro…

Ask Photography 996 2025-02-22

TTL Flash – Flash Compensation?

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TTL Flash – Flash Compensation? Flash Compensation I’m pretty familiar with the a7iii and general shooting but decided I needed to add a flash to my kit. I picked up a Neewer Z1 and I’m in the process of learning how to use it in TTL mode. I had a quick question that I thought i could have answered here. The a7iii and and the flash both have the “Flash Compensation” feature……

Ask Photography 1.2k 2025-02-22

Interesting towns/ names of towns in America

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Interesting towns/ names of towns in America In my drives in America I have come across interesting places – especially when not driving on interstates. Like Jackpot, Nevada (an interesting name and the first place to gamble headed south on highway 93) or Hannibal, Missouri (Tom Sawyer) or Telegraph Road (made famous by Dire Straits). What are some places you know of and what did you find …

Reddit Travel 1.3k 2025-02-22