Company accidentally funding a 401k without deducting my wages

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Company accidentally funding a 401k without deducting my wages I had originally put in writing that i wanted to sign up for the 401K plan during orientation and was supposed to have a meeting with someone in payroll to set it up but i never did. Suddenly i get a quarterly report of my 401K mailed to me with a balance of a few thousand. 100% vested. my paychecks have never been deducted. What should I do? Ca…

Reddit Personal Finance 1.3k 2025-02-23

Separating, how do I sell the house to my wife?

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Separating, how do I sell the house to my wife? I’m just starting down the road to a legal separation. We’re planning on mediation w individual lawyers as well, but have not yet consulted with any other than intro conversations. We have discussed my wife buying me out on our house-essentially giving me half of our equity in cash. My question is, how do I remove myself from legal responsibili…

Reddit Personal Finance 1.2k 2025-02-23

Drowning in Debt and No Way Out – Just Waiting for the End

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Drowning in Debt and No Way Out – Just Waiting for the End I don’t even know why I’m posting this. Maybe just to get it off my chest before it all comes crashing down. I’m $96,532 in credit card debt. Another $52,129 in medical bills that I’ll never pay off. My student loans have ballooned to a number so big it makes me laugh. I barely make enough to cover rent, let alone pay anything down. Every month,…

Reddit Personal Finance 1.1k 2025-02-23

Taxable brokerage set up under my name for minors, how to “give it back” without tax implications (higher tax bracket)

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Taxable brokerage set up under my name for minors, how to “give it back” without tax implications (higher tax bracket) I set up a taxable brokerage for younger siblings while they were minors with 10k inheritance. What’s the best way to transition or transfer ownership of the investments. But recouping any previously associated tax implications (formerly low tax bracket) or fees from the account? Current thought process – find any fees / taxes I’ve paid for the…

Reddit Personal Finance 463 2025-02-23

LPT: Nobody is thinking about you as much as you are

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LPT: Nobody is thinking about you as much as you are I’ve always had issues with worrying about what others think. One day my friend said this to me and I think about it all the time. It really helped me so I hope it can do that for others. submitted by /u/mblomkvist

Life Pro Tips 705 2025-02-23

LPT: Don’t complain to HR about your boss or someone higher than you. HR are not your friend. HR is there to protect the company, not you.

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LPT: Don’t complain to HR about your boss or someone higher than you. HR are not your friend. HR is there to protect the company, not you. HR may promise confidentiality, but that doesn’t mean your complaint stays truly private. Someone I know went to HR with concerns about their boss. HR assured them it would remain confidential, but not long after, the boss somehow found out they had complained. HR’s job is to protect the company, not employees. If you’re dealing with a serious o…

Life Pro Tips 495 2025-02-23

LPT not to force a date

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LPT not to force a date Do not ask people out “on a date”. Ask people to take a walk with you or to drink coffee with you (which essentially is a date, but it just feels less “forced” if you don’t call it that). submitted by /u/TheInquirerMan

Life Pro Tips 809 2025-02-23

LPT: Save money on Rx costs by checking for medication pricing through your insurance before going to a big chain

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LPT: Save money on Rx costs by checking for medication pricing through your insurance before going to a big chain Especially in the United States, a lot of people fill their prescriptions at the major chains (CVS/Walgreens) due to convenience and brand recognition. Depending on your insurance/pharmacy benefit manager (PBM), you may be paying an overinflated amount by not shopping around. My PBM has a drug price lookup tool that shows me my prescription and…

Life Pro Tips 1.0k 2025-02-23

115-in-1 AXTH Precision Screwdriver Set $9.60

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115-in-1 AXTH Precision Screwdriver Set $9.60 hardware expert via Amazon has *115-in-1 AXTH Precision Screwdriver Set *on sale for $15.99 – *40% off* when you apply promo code 40P3976T at checkout = *$9.59*. Shipping is free w/…

Slickdeals 791 2025-02-23

Canon EOS Rebel T6 , what camera to upgrade to?

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Canon EOS Rebel T6 , what camera to upgrade to? I recently bought myself a Fujifilm XT-5 as my main camera for every day use and travel. And I am loving it. I also have a Canon EOS Rebel T6 that started this whole photography hobby of mine. I really like Canon so I’m not planning on completely switching to Fujifilm full time. I want to keep practicing my wildlife photography specifically bird…

Ask Photography 1.1k 2025-02-23

What sd cards do you recommend?

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What sd cards do you recommend? For a little context I just had BOTH my sandisk cards corrupt last night at a basketball game and there not really cheap card either there the extreme pro 128gb cards and BOTH corrupted submitted by /u/oompaloompa_08

Ask Photography 1.1k 2025-02-23