will i destroy my credit score if i do this

( www.reddit.com )

will i destroy my credit score if i do this i’m 28, single, living independently ever since i graduated college 5 years ago. i’ve never been super rich but i always had enough, until the last six months or so. i moved across the country and basically all my savings are now gone. my new area is HCOL and im just not keeping up on a teachers salary. i am living paycheck to paycheck and nearl…

Reddit Personal Finance 972 2025-02-23

Credit Card Utilization

( www.reddit.com )

Credit Card Utilization Hello, I just opened two credit cards for the first time to build up my credit. So I’m treating it like a debit card and will auto pay everything off each month. My question is regarding utilization rate. Let’s say my credit limit for the two cards are $1000 each. I’ve read that having a utilization rate above 30 percent is bad. So that means I …

Reddit Personal Finance 982 2025-02-23

Rental Property or Paid Off Home?

( www.reddit.com )

Rental Property or Paid Off Home? All things being equal, would you rather have a low maintenance rental property worth $450K generating $12K per year or sell it to have fully paid off main home? submitted by /u/evilchuck11

Reddit Personal Finance 970 2025-02-23

Best Way to Minimize the starburst of lights?

( www.reddit.com )

Best Way to Minimize the starburst of lights? Hi, I’m shooting a lot of HDR night scenes… And I want to stay at least f/8 most of the time. I know about focus bracketing but I want to do it HDR. Any help is appreciated. submitted by /u/levi070305

Ask Photography 937 2025-02-23

problems with sansung pl100?

( www.reddit.com )

problems with sansung pl100? the photos are getting white horizontal lines I saw a post saying that it could be a problem with the shutter speed but I don’t know how to change the speed. Could anyone help me… hugs submitted by /u/Available_Watch_9887

Ask Photography 933 2025-02-23

Where to learn about flash? And what to buy?

( www.reddit.com )

Where to learn about flash? And what to buy? Hello reddit, I am new to photography. I want to learn about flash to take portrait of wife and kids. Where can I learn? What book or course should I take? What should I buy with the budget of $500? Thanks. submitted by /u/hem98

Ask Photography 410 2025-02-23

Photo Editing: Web and Printing on one monitor?

( www.reddit.com )

Photo Editing: Web and Printing on one monitor? I bought a monitor that does Adobe RGB so I can edit my RAW imges for printing. I calibrated my monitor to the Adobe RGB colorspace with Displaycal and a Calibrite Display SL. 1) How can I go back and forth on my monitor between editing an image for the web and for printing? I assume there’s a way to create a RGB profile on my monitor and then …

Ask Photography 893 2025-02-23

🖤 Inspo pics from Dove Camerons new video at the end☺️(Shot w Canon M50)

( www.reddit.com )

🖤 Inspo pics from Dove Camerons new video at the end☺️(Shot w Canon M50) 🖤NYX Plump It Up primer, Click Stick (No filter needed) Tarte Shape Tape (12B) Mac Powder Foundation (N4), Fix+ Byredo color stick (Destroyer) Anastasia Beverly Hills Noir shadow Makeup Forever artist pencil (Anywhere Caffeine lips, Black tear duct) Milani Baked Blush (Dolce pink) Smashbox mascara Kiss lash couture clusters submitted by /…

Reddit Makeup Addiction 1.0k 2025-02-23

12 nights in Italy

( www.reddit.com )

12 nights in Italy I’ll be in Italy from Apr 13 in the evening to before noon on Apr 25 (12 nights). There are only 2 routes I can take: Venice > Florence > Rome > Sorrento or the other way around. Questions: Which direction should I take, given that Easter is on Apr 20. I really want to avoid huge crowds Should I just do 3 nights in each city, or do you recommen…

Reddit Travel 457 2025-02-23

SoCal trip in April

( www.reddit.com )

SoCal trip in April We are trying to plan our trip to Southern California in early April and are struggling nailing down plans. We are thinking 1 night in La Jolla when we land, then 3 nights in Carlsbad for my partners’ work trip, 2 nights in LA (thinking Venice Beach area), then 3 nights… somewhere. For context we’re in our mid-30s and would love to check out som…

Reddit Travel 1.1k 2025-02-23

Trip to Chile

( www.reddit.com )

Trip to Chile I’m thinking of going to Chile as a graduation gift to myself in May. I’d go for 12-14 days, and would ideally spend some time in Santiago, Valparaiso, and Patagonia. Does anyone know if this is feasible in this amount of time? I’d only do day hikes in Patagonia and stay in Puerto Natales. Also, is May a good time to visit Chile? I know it’d be …

Reddit Travel 1.2k 2025-02-23

San Juan, Puerto Rico, visit ideas?

( www.reddit.com )

San Juan, Puerto Rico, visit ideas? Hi y’all, I am leaving the continental US for the first time in May for a conference in PR. I will be there 8 days. The conference will take most of my time, but I am still wanting to do some exploring. I wanted to ask what places or experiences should I try? I am a big nature person and love animals, plants, and scenery. I grew up on the beach…

Reddit Travel 502 2025-02-23