Please dead parents debt Please help* My mother past away and I received money through her estate. Probate court has been done and dealt with and I received the money about 6 months ago. The money was held for awhile to give anyone who my mother had debt with to be paid. Nothing was reported. Do I still have to pay this collection agency now? They took over a medical bi…

what do i do with money from my mom? i’m 18 and my mom passed away november of 2024. she saved up 85k since 2000-2006. What should I do with this money? I know I can’t just leave it because it’ll go down with inflation. submitted by /u/UnlikelyBeat2742

I’m about to graduate college with a job lined up and a considerable amount saved. What now? I (22m) am moving to a new city after college. I have around 75k saved up from internships and investments. I will graduate with a STEM degree, and I’ve accepted a position at a company that I’ll start a couple months after I graduate (80k yr). What do I need to do now? What kind of things do I need to account for? Save for? Should I try to buy …

Buying a house in Costa Rica, seems sketchy… I have toured a house for sale in Costa Rica, the agent on the sign says that they do a private mortgage, with a contract where we have a payment schedule with previous owners, but no bank mortgage involved. This seems like an elaborate scam, but is this in any way normal in Costa Rica for buying a house? Thanks submitted by /u/painter_bu…

Trying to fix my credit after 5 years, not sure how to go about it. Before the pandemic, I had about three credit cards. Then I was laid off around March 2020 and had some medical bills that resulted in me being unable to make payments on those credit cards. In the end, they all defaulted and my credit score tanked. The total debt accrued was about $8,000 between the three cards. I’m finally at a point financi…

I don’t think I can be claimed as a dependent. My mother claimed me anyways. What can I do? Please excuse me if I’m wrong, but from looking at the dependent requirements from irs.gov as well as responses from a previous post that I made in this sub a month ago, I believe that I should not be able to be claimed. I am: 21 Years Old and NOT a full time student, so I’m not a qualifying child & Although I did spend more than 6 months living…

$3000 check got cashed in error for $8000 and I’m now overdrafted. Is it ok to keep receiving direct deposits from my job in the meantime? Long story short, I had about $4500 in my checking account, and gave my landlord a $3400 rent check. The bank he deposited that check at misread my 3 as an 8 (despite the handwritten word three) and took $8400 from my account. This led me to get overdrawn by a very significant amount. The bank is aware and is fixing the error but as a result of …

Steps to help with Job Loss or Recession Given the current state of the US. Thought these steps may be helpful here. Please add anything. Some of these may not apply to everyone, I have attempted to put them in chronological order, and I have listed some examples as well. File for Unemployment. This needs done as soon as you are fired. Health insurance and severance varies, but it may …

Advice on buying a house in my early 20’s So I’m about to be 24 and have a professional job making about 52k a year pre tax in a pretty LCOL area. I currently still live with my parents but am thinking about moving out. The only dilemma I face is that most of the apartments in my area are kind of shitty and the decent ones are probably around the same monthly rent as what I would pay on…

Credit card money owed? I think I bank with suncoast and i just wasnt too sure about some things Wish this community let me use screenshots but My credit card has a $5k limit Currently have a “balance” of $1231.96 and available balance of $3768.04 I just put $120 to my credit card and the “balance” didnt change but my “available balance” went up $120 to $3888.04 Why does my a…

Has anyone done cash stuffing long term like 5+ years or more? Hi folks, I struggle with budgeting, especially in terms of credit cards and digital currency. Currently in a lot of debt due to situations outside of my control, but I’m trying to get my way back out of it (like I’ve done before). I had a lot of success with cash stuffing/envelope method to the extend that at one point, I had managed to save al…

How do I save for retirement and invest my money. I’m saving through my employer (winco) and put back 10%, but beyond that I don’t know anything. I’m 20, been employed for about 5 months, I make about 1500~ a month (CA). It’s not a lot I know, I live with my ma and have about 150-250 a month left over after bills. I’m looking for another job, a second one, but this is what I’m stuck with for th…

First time financing a used car, any tips? So I don’t know anything about financing anything, my parents and family members have never gotten anything financed just have always bought stuff straight cash. Im thinking of getting this used 2023 Sport CVT Honda Civic its listed as $23,495 with 28k miles(is this a good car?) I just need a car to get me to college as my current older car isn…

Energy/Electricty Plans in the US – why are the shorter term plans cheaper? As I suspect many are, I’m shoppiing around for different Electricity plans (in RI, specifically). Our current rate is 16.287 center/kWh. While looking around, I’ve noticed that the shorter term plans have a much lower rate (e.g. Direct Eneergy’s plans: 11.29 center/kWh for 8 months, vs 14.69 cents/kWh for 26 months). I understand that the commo…

Google Doc Spreadsheet for Monthly Budgeting Anyone have any good Google Doc Spreadsheets for Monthly Budgeting? submitted by /u/Straight_Building_67

T.RowePrice transparency I’m a person with average intelligence who has a job people often associate with smarter people than myself. I say this so you believe me that I’ve truly tried to understand my finances on T.RowePrice (however the fuck they want to spell their odd name). I have lots of money in my account. TRowePrice avoids telling me exactly what kind of accou…

Don’t qualify for any sort of financial aid but am on my own. Any advice? Hi everybody. I’m sort of falling apart right now because I don’t know what to do. My dad doesn’t work, but my mom makes 140k/yr doing IT. For the past 17 years of my life, I’ve assumed that my mom would help me pay for college, especially since she’s been telling me I have to go to college if I want to succeed in life/she expects me to go to c…

Should I amended my tax return due forgetting a 1099 Question: should I even bother with amended my taxes? I recently filed my taxes and received a 1099-INT and 1099-DIV today after already filing. Int is $15 and div is $55. They are small amounts – should I even bother to amend my taxes just to add this small amounts. submitted by /u/itsasimulationman

$30,000 in savings with no direction. As the title states, I (24M) have about $30,000 saved. Sounds okay, but I’m stuck in a loop of working a dead end job for a year or two and then moving to a new dead end job. I live with my parents and probably could have more saved but went through a crazy gambling phase probably because I had no goals or ambitions. Lost about $25,000 and manag…

Help family pay off loan, early withdrawal? Hello all, I’m in an interesting situation. I make around 200K a year in New York City and I’ve been working for 6 months. Right now, I have 23K saved in my 401K, 20k in brokerage account and around 10K in cash. Im doing well personally and don’t have many expenses besides rent (2K/Mo). The issue is my parents are 40k in debt and interest on thi…