Is it just the UK that has regular saver accounts, or do other countries have them too? I’m just curious more than anything. I’ve come across people from other countries discussing savings accounts on here but I’ve not seen any of them make any reference to regular savers yet. For those who are unfamiliar with regular savers or know them by a different name, these are accounts which limit the maximum amount you can deposit into the…

I just got a letter from my mortgage saying I don’t have to pay next month and my new due date is 3/1/25. I haven’t made any extra payments, just checked. My monthly payments did go down $200, so is this just a way for the mortgage have my payments bump back up next year? submitted by /u/bobbydigital_ftw

How to get finances in order when parent dies? My father passed away this morning. My mom is not involved in their finances. I know my dad had a lot of debt (mostly credit cards, but they still owe on the house, the car, and he has a lot of medical bills). Do I need to hire a lawyer to help us sort this out? What kind of lawyer? I don’t know what she is going to be on the hook for. I don’t …

Spending 50% of my income to rent Please help if anyone has been in this situation. I make 2570 per month, i dont have debt and the apartment I’m thinking of moving into is a 10min walk to work which saves me money instead of buying a bus pass. The rent is considered Low income housing? (Calgary Housing company) and its 1270 with utitlies included except wifi and tenant insuranc…

Never had a 401k before Recently moved to a company that offers a 401k, it’s through Principal which I’ve heard isn’t the greatest. I have no idea what to even consider for my elections. If I elect nothing it goes into a vanguard target 2060 account. I’m in my early 30’s, and this will be my first 401k. https://imgur.com/a/ZdIx8PE submitted by /u/oylooc …

Dumb question about IRA contributions I have a nice problem: I don’t know where to save all of the money I want to save. I am maxing out my 401k already. ✅ I can fully fund my traditional IRA, but my income is too high to take the tax deduction since I also have access to a 401k. So I’m essentially paying taxes twice: using post-tax money to fund the IRA, then paying taxes when I wi…

For the first time in my life I’m making decent money and with 2 kids I want to be smart about it! Please advise! So I make around 60k per year dog sitting out of my home. On top of that, I just landed a 70k per year job as an independent contractor creating content. I’m fresh off a brutal divorce where my ex cheated and I have 2 young kids I’m the primary caretaker of. Honestly, I’m just super ignorant when it comes to personal finance and I’m planning on…

Trying to Help my Kid Go To College with an Out of State 529 I am trying to figure out what set of rules apply when the 529 is out of states. For example if I am in NC and I setup a 529 under Utah’s plan. On Saving For College it says that the Utah plan qualified educational expenses do not include k-12 and that the money will be taxed at the state level if the distribution is directly to a Roth IRA. How …

Transfer 401K to inheritor I (M58) am losing my battle with cancer. It has metastasized to my brain, prognosis is grim and quick, I am at peace with this. I have a daughter (F31) who will inherit what I have but I am wondering about my Roth 401K. I have only had a job offering one for the last few years so it is woefully underfunded for a man my age but if it were given t…

Grandparent 529 exempt from FAFSA? I recently heard that a new rule exempts grandparent 529 accounts from FAFSA consideration. With rising tuition costs, this is of interest to me, if true. Does anyone have more insight to share on this before I approach my parents? submitted by /u/sphrintze

What is the best budget app that is NOT zero-based budgeting? I looked through other threads and it’s all YNAB. I have no interest in the “every dollar gets a job”, super micromanagement of my budget. I currently operate on a very rudimentary system of pay-yourself-first but I would like to get better visibility into my income and expenses, as well as tie all of my finances into a single view, but also don…

Automattic Turns Against WordPress Community Itself via @sejournal, @martinibuster Automattic cites criticism from the WordPress community in announcement that it’s reducing support for the core CMS project The post Automattic Turns Against WordPress Community Itself appeared first on Search Engine Journal.

I’m being ignored by the hospital for a bill I owe. What do I do? I’m posting here because I’m hoping somebody will have some experience with hospital bills. We had a baby over a year ago and have been battling insurance during the entire period, and now the hospital is simply not responding to us. It’s been almost 2 months until they last responded, and every time I reach out to them with questions on whether…

How do I redeem an old paper TIGR bond? My parents recently found a paper TIGR (Treasury Investment Growth Receipt) bond in their house that my grandpa had bought for me in 1985. It matured in 2004 for a significant amount of money. I contacted the bank that issued it, and they said that since it matured so long ago, they would have escheated it to the state where I live. So I contac…

Do you think AAA auto club is worth the money? I’m a single male with one 12 year old vehicle. I keep it very well maintained and do most of my own auto repair work. I know it’s running very efficiently. My chase credit card offers a pre negotiated tow benefit. submitted by /u/armchairquarterback2

News SEO In 2025: What You Need To Know via @sejournal, @MattGSouthern A survey from NewzDash reveals 2025 news SEO trends, highlighting AI disruptions, Google Discover’s impact, and top industry challenges. The post News SEO In 2025: What You Need To Know appeared first on Search Engine Journal.

How Performance Marketing + Brand Fuels Traffic Growth And Conversions via @sejournal, @hethr_campbell Join us and hear expert strategies for creating brand synergy, increasing brand search volume, and using branding as a powerful tool for performance marketing success. The post How Performance Marketing + Brand Fuels Traffic Growth And Conversions appeared first on Search Engine Journal.

Savings vs unsecured debt pay off Quick opinion question. I’ve paid a credit card down from $3000 to $728. I have $4500 in savings right now (not including retirement and c money market funds). Should I just pay the damn thing off? I’ve been posting $400 per month to get rid of it… And I like having ‘just in case’ money in savings. But the interest accruing drives me nuts. Sug…

Student loans or keep saving for down payment? Hi I just got out of grad school and have 30k student debt. I make 72k in very low cost of living and low income tax state. I make 4k and only spent 2k a month. I’m wanting to be debt free and own a home in the next 2-3 years. I have 44k in a high yielding savings and 10k in roth. Do I just pay off the 30k today? Or hold on to buy a home? I q…

How to explain money management and personal finance to a grown adult drowning in debt who is not emotionally mature and takes every suggestion as an attack? For some background, the grown adult I’m talking about is my 30 year old sister. Ever since I can remember, she has been terrible with her money. She has 10 credit cards, and as of last month, they are all officially maxed out. In total, she has about $20k in credit card debt. She only makes minimum payments every month, and even still her total…