Using home equity like of credit to pay off high interest debt Hello! We are currently sitting on 25k of credit card debt. This has been a looming thing for several years. However, my salary has nearly doubled in last 3 years (from 92k-180k). While this makes tackling all out debt much easier (overall debt is roughly 300k including house, cars, student loans), I have the ability to take out a home equity l…

Should I use my 529 toward my husband’s student loans? I (26f) have had a money in a 529 account since I was a kid, but because I went to school for free at the college my mother taught at, I did need to use most of it. There is currently about $45k I recently married my husband (28m) and now have full control of the account. He graduated law school two years ago and is a public defender. If you kno…

Does car insurance premium increase if if switch carrier every year? I am getting a great deal in progressive. My guess is that they might be giving new customer discount and might increase premium after renewal. While getting quotes, there was a question on how long i am with current carrier. Does premium increase if we switch every year? submitted by /u/Kindly-Main-1092

Make the most of my employers 401 (k) match? (And other questions.) Hello! So. Im 31. In March 2023 I started working for a company that actually does a partial percentage match of payroll contributions to the 401(k) plan. It states “company will match 50% of the first 6% of your payroll contribution to the 401(k) plan, up to 6% of your eligible compensation.” Now – I’ve had a Roth IRA since 2016. Moved it over …

Should I contribute less to 401k because I want to purchase a house? I max out my 401k account through work, They give me both a pre tax and post tax account. I put 5% in my pre tax account because my company matches, and my paycheck deducts the rest and goes into the post tax account. Would it be dumb to stop contributing to my post tax account and put it into my fidelity account? I would put my money into savi…

Alcohol-free drinks are becoming big business But will they ever be as good as the real thing?

Will Mark Zuckerberg’s Trump gamble pay off? He risks making enemies elsewhere

America’s internet giants are being outplayed in the global south From e-commerce to online banking, regional competitors are innovating rapidly

Foxconn and other gadget-makers are expanding their empires The world’s contract manufacturers are moving into new products and places

The signals of workplace submissiveness Deference is all around you, unfortunately

What next for US Steel? The faded industrial icon has few good options without a Nippon deal

Meet the ambitious wolf cubs of Wall Street A duo of whippersnappers is taking on Goldman Sachs

Boss wants to start me off as a 1099 for 3 months. So I just got a job as a 1099 worker but my boss is telling me that I would only be on 1099 for my first 3 months then I can switch to a W2 if I want to. The problem is, he is telling me that I need to have open availability and that I would possibly have to work 7 days a week from open to close without overtime pay (which of course 1099 employe…

How do we split financial burden during a family medical emergency? My sister is older than me and has a job that pays generously. Whereas I’m still struggling to find a job. My sister specifically told me we need to split the bill because she cares about our parents but she also care about her future and wants to save money. and she dosent want everyone to see her as a money bank. My question is. Within a hypo…

Yet Another GenX seeking advice 46 years old. Expat living in Poland. I worked in US right after college for about 10 years before relocating to Europe. Net household income just over 100K USD. No debt of any kind. We own a house (3500 sq. feet on a 3 acre lot 10min from Warsaw). 50K USD in a 4% yield savings account (this in Polish zloty) – this is my emergency fund. About 60…

How much money you spend from the potential you could invest? Totally hypothetical scenario. Let’s say you inherit 100K in some way. As cash, that would be enough for 5 years in your life. Or you could get a nice single-bedroom apartment with that amount. You also have a steady job that makes 20K a year. The base idea would be to put all that 100K in an investment plan. In 10 years that money could be ~220…

Can I afford a home in San Diego? Hi all, I’m born and raised in Southern California (SD). While I’ve also lived/worked in two other states, I moved home a couple years ago as my mothers health took a turn and she needs me nearby now as she is in a wheelchair and dad can’t help her all the time due to his own physical limitations/issues. Being back here has made me realize that …

Estimated taxes after capital gain and safe harbor rule Hey all, I work a regular W-2 job, and had a $100k realized capital gain in November 2024. Based on my rough math, I will ultimately owe about $25k in federal taxes on this. It’s my first time dealing with estimated taxes/safe harbor rule, so just trying to confirm whether my understanding is correct. I realize I will need to figure this out for…

How Do I Get Started with Investing and Roth IRAs at 18? Hello everyone, I’m 18 years old, working a part-time job while attending college full-time. I’m a big saver and try to avoid unnecessary spending since I’m still living with my parents. Ever since I was younger, I’ve wanted to learn how to make better use of my money instead of just letting it sit in my bank account. I’ve heard a lot about Roth…

Received emails from Wells Fargo saying I’d opened accounts? So I just got 4 emails telling me my Wells Fargo application had been approved, a “next steps for you application” email with a secure access code, a welcome email and finally an email saying my delivery preferences had been updated (listing 2 separate accounts). Whoever opened the account used a name similar to my first name. I can’t tell if m…