#Business

Google Adds Data Collection Period To PageSpeed Insights (PSI) via @sejournal, @MattGSouthern

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Google Adds Data Collection Period To PageSpeed Insights (PSI) via @sejournal, @MattGSouthern Google updates PageSpeed Insights to display CrUX data collection periods, helping developers better analyze website performance metrics. The post Google Adds Data Collection Period To PageSpeed Insights (PSI) appeared first on Search Engine Journal.

Search Engine Journal 1.3k 2025-01-15

Student Loan Payment

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Student Loan Payment I am (28) getting married this year. As a wedding gift I’d like to pay a significant amount if not all of my fiancés (24) student loan debt so that we can be debt free as those are our only forms of debt and want to put that money towards home, family planning and vacations etc. Unsure of interest rate however 10k is a on a card which I’m sure i…

Reddit Personal Finance 812 2025-01-15

Getting out of CC debt with Low starting hourly job

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Getting out of CC debt with Low starting hourly job Hey all 27 year old here with 4 credit cards totaling 13k in credit card debt. Was young and dumb. I have an hourly job that is part-time but can pick up as many hours as are put up to cover the operation of the job. 30 to 40 a week. I’ll usually make 800 to 1000 a check, but it quickly goes away with rent and car payments and that such. Interes…

Reddit Personal Finance 857 2025-01-15

18 year old about to get 70k+

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18 year old about to get 70k+ I M18, just turned 18 2 months ago, and this is important because today, I had a conversation with my parents and a person from a insurance company about getting money for a car accident I had when I was 14. Now I’m 18 they think it’s right for me to get money since I have to pay for healthcare myself now and there could be costs coming my way. …

Reddit Personal Finance 366 2025-01-15

Employer potentially paid me too much

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Employer potentially paid me too much Hi! I’m not sure if this belongs here- basically, I was working part time for a local university, hourly. They then converted me to EHRA, for $43,800, over six months. I signed a contract. It didn’t say full or part time, basically just a stipend over a period of time. I questioned if this was correct, and HR and the person who wrote the contrac…

Reddit Personal Finance 401 2025-01-15

I have 13k cash, and no debt…

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I have 13k cash, and no debt… I’m currently in school to get a CDL job. My only debt is my house and vehicle. Should I pay down my vehicle? What should I do with my 13k? I am thinking about getting the CDL job, selling my house and car and living the trucker lifestyle. Saving enough to buy my next house outright. I also have about $200,000(ish) in settlements that will be co…

Reddit Personal Finance 790 2025-01-15

Looking for advise on new job !

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Looking for advise on new job ! Hello everybody new to this thread! Im going to try and keep it short my apologies if it’s long! I need advice on a knee job opportunity that has come up ! To give some background at my current job I work at I make 50k a year and my position maxes out at 60k ! I love my job ! They also allow me to rent a house on the property for a cheap 300 dol…

Reddit Personal Finance 672 2025-01-15

What do you do after you have your “life together” financially?

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What do you do after you have your “life together” financially? So let’s say you have your house (with a mortgage), and a career. You’re a family of 3 and the annual income before taxes is $105,000. With a good budget. What’s the next step in life to create more money. I’d like to start a small business, and learn to invest. I don’t know if investing is worth it with such little to invest. But I went to col…

Reddit Personal Finance 865 2025-01-15

Mortgage rates don’t seem to go down even at 780+ credit score

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Mortgage rates don’t seem to go down even at 780+ credit score I am looking to buy a new home and sell my first one. I know how interest works and how mortgage interest rates work but not how they are calculated. I am looking to buy a home and have an essentially perfect credit score. The first lender I went to look at was shocked when I said as such and she confirmed with a soft credit pull, I assume the s…

Reddit Personal Finance 581 2025-01-15

Employer switched retirement company, I’m new-ish to investing. Are these options good?

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Employer switched retirement company, I’m new-ish to investing. Are these options good? Hi all! My job recently switched retirement companies from ADP to Voya. I am working on updating my retirement profile as a result as I had managed my own investments through ADP when we still had it. I’m 24, married, no kids, with some student loan, credit card, and car debt. I contribute 10% of my paycheck (5% Roth, 5% Pre-Tax) and my employe…

Reddit Personal Finance 841 2025-01-15

New home and keep old home

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New home and keep old home Looking for feedback on renting my current home and taking on a new mortgage. Current home is $2100 mortgage @ 2.875% with a $330k balance. Comparable rentals are between $2100 and $2500/mo. We plan to self manage the rental. Proposed new mortgage of $475k @ $6.875 for a total of $4300/mo Late 30s with a $220k combined income, $140k savings, $25…

Reddit Personal Finance 934 2025-01-15

What programs do you recommend to track finances?

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What programs do you recommend to track finances? I’ve been using Quicken for a couple decades. It was fine before it became subscription based, and I sucked up for a few years but now I’m just done with it. Their app is absolutely useless, and when I logged onto my PC last night, everything is gone. It supposedly backs up automatically, but the most recent backup I could find is from 2023, so …

Reddit Personal Finance 844 2025-01-15

Is it better to buy a good used car or brand new?

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Is it better to buy a good used car or brand new? Soon I will have a new baby which means I need a three row car to accommodate three car seats. I can sell my car to a family member for $20k and I am eyeing a Hyundai Palisade or Kia Telluride. Good used ones are around $35k – $45k with less than 30,000 miles. A new one is around $55k. I plan to keep this car for as long as it runs, my kids wil…

Reddit Personal Finance 1.2k 2025-01-15

New job, new health insurance?

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New job, new health insurance? Hey y’all, I’m looking for some advice on health insurance! I (29m) am currently on an employee +spouse plan from my wife’s (28F) employer. I started a new job today and have a wealth of options to choose from. The extra twist is that we are expecting a baby in June. I don’t expect to have high health care costs, so I’m considering switching mys…

Reddit Personal Finance 445 2025-01-15

Getting to invest for short term

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Getting to invest for short term I recently came across a lot of money at least for me about 120k. I am financially illiterate and pretty scared to invest my own money I think I’ll just mess it up and lose it all. But I’m currently in a sort of transitional period in my life and I am going to want to buy a house in about 5 years time. But needless to say I don’t want that money…

Reddit Personal Finance 801 2025-01-15

30 – Just Married and Residency

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30 – Just Married and Residency My wife (30 F) and I (30 M) got married April 2024. Bought a house together in May 2024 ($2,770 mortgage escrowed). No kids. She is now a resident and makes $68k a year. She has $121k in medical school loans at 6.13% interest rate. She started in mid June 2024, so she generated around $36,000 as income this year. I own my own small business as a…

Reddit Personal Finance 1.1k 2025-01-15

Is buying a new car a really bad idea?

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Is buying a new car a really bad idea? I make 80k pre tax. My month paycheck is $4800 after 401k, HSA and health insurance. Additionally I can afford to save $2000 out of the $4800. But I’m planning to not have the minimum car payment for more than $500/month. I am planning to keep this car for 10 years at least. Car insurance will be $1400 per year for this new car. I’m also moving …

Reddit Personal Finance 977 2025-01-15

Reducing my 401k contribution because I max out early?

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Reducing my 401k contribution because I max out early? 2024 is the first year that I made enough money such that I maxed out my 401k early, specifically sometime in late September. I have been contributing 15% and my last several paychecks of the year were pretty healthy. I did some simple back of the napkin math and found that I can lower my contributions to 12% and still max out my 401k, but give …

Reddit Personal Finance 1.1k 2025-01-15