Is there any good reason to have this much CC debt? I (24 y/o) was recently home for the holidays and discovered my parents (Mom in late 50s, Dad in late 60s — both still working) are carrying ~30k in credit card debt. My dad left the CC bill on the kitchen table overnight and I saw it. They’re getting charged 26% APY — this isn’t a case where they’re taking advantage of a promotional interest …

UPS delivered my package from Costco and it was missing a gold coin I’m going through this right now with a gold coin from Costco. I bought it as an investment. I signed for the package, immediately checked it and saw it was tampered with. Opened it and saw the gold coin was missing. I was lucky the driver was still out in the street so I gave him the package back and told him to return it. Driver said he sees t…

Discrepancy between FreeTaxUSA and TurboTax. I have entered all my data in FreeTaxUSA and then used a family members TurboTax as a double check. All of the entry numbers are exactly alike but there is a $3 difference in the refunds. I am retired so have a fairly simple return. No stock or capital gains. Only IRA distributions, pension payments and social security. Also have interest earned…

My employer 401k match isn’t great.. what’re my options? New to the page so bare with me. For a little background I am early 30’s, work construction (60+ hours weekly) and in the national guard. I eventually will have a military pension but it’s not enough. I have a 401k from a previous employer that has roughly 40k in it. My current employer maxes a 401k match at 1.5% (50% match for up to 3%). I have…

My W2 is missing a lump sum of money My company accidentally paid me only a portion of my commission check and then paid the balance when the realized the mistake. When the paid the balance it was for 18k, it wasn’t reflected on my W2. Should I be concerned about this? Should I ask them to fix it and add it to my W2? Has this happened to anyone else? submitted by /u/Enviro…

Im 18 and in the military would like advice on what i should do with my money I have 7000$ in savings still no car but put 10% towards my tsp i have an account on robin hood and think i want to switch it also have some crypto and a starter certificate holding 3000$ and a 719 credit score what should i do submitted by /u/kcbrown_17

Second job vs cut expenses? I’d like some advice on my current situation. My current monthly take home pay is $4,400. My monthly expenses: rent $1,700, groceries/household $600, utilities (wifi, water, electricity) $200, personal (car insurance, spotify, xbox, supplements, etc) $240, gas $160. Savings: $583 Roth IRA, $700 HYSA for engagement/wedding and emergency. Left ove…

How much money should I hold in my savings? Hi, I am 21 and would like to know how much I should hold in my savings. I currently have $5000 in my savings and $1000 in checking. I am a college student and don’t have many expenses other than gas, which is about $40 a month. I currently have a Roth IRA, which I max out yearly. I also have an on-campus job from which I get about $750 monthly….

Advice for almost 26 year old looking to move out. I am 25, and will be turning 26 in April. Im ashamed of still living with my parents. I recently got out of 5 year relationship and my hopes of buying a home with my ex partner have vanished. I live in the ChicagoLand area, I make $24 an hour ($46,800) annually and receive atleast a $5000 bonus at the end of every year. I work in a warehouse, I …

Ok, so i am somewhat oblivious to how to manage my finance. I am 20 years old and i am looking to save money for retirement. However, i have no idea about concepts like credit card fees, compound interest, etc. My family won’t explain it to me. Anything i should read/watch to get a better idea? submitted by /u/Queasy_Working_9969

5.5k credit card debt I make 1k weekly I have 5.5k in credit card debt spending got a bit out of control last year I’m single make one thousand dollars a week I take extra shifts at work. I have a 445 car payment and 450 in bills a month so 945 in fixed expenses. I want to save money as well because I’m planning on moving out with my friends in May. What should my approach be pay off…

How much rent is reasonable? I’m looking to move and make about $3500 a month after taxes. My gross salary is $56000. I’m looking at 2 1-bedroom apartments. One is about 1,100 + utilities and the other is more like 1,200 + utilities but nicer, with slightly better reviews. Should I go for the more expensive one? I think I can afford it because I don’t have many personal exp…

Second hand car discount We all hear the ‘buy second hand” advice. But the second hand market is a bit crazy in my country (non usa). So I wanted to gather some opinions. Important: A car is needed yes or yes (due to my work and family requirements) (1 is needed, not 2) it will be bought in cash. I am reviewing the 10 cheapest Cars in the market. When buying 5y old ca…

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Discover notified me of my SSN being found on a dark website. I saw a post on Reddit in this page just now about a similar issue but mine is every specific. The story goes that I realized that SSN notifications is a thing with discover. I sign up for it and well what do you know, 2 alerts within the year of 2024 entirely unbeknownst to me. One of the notifications exclaimed a name of a person, their last n…

How To Leverage Your Content Knowledge Graph To Support Your Marketing Strategy via @sejournal, @marthavanberkel Enhance your marketing strategies with content knowledge graphs. See how they improve semantic and AI-driven search experiences. The post How To Leverage Your Content Knowledge Graph To Support Your Marketing Strategy appeared first on Search Engine Journal.

18 years old, 36k yearly income, full time college student, what can I do to make more? I currently work 2 jobs and my biweekly pay ranges from $1,200 to $1,700. I’m a server and a busser at two restaurants and work 25 hours a week. I’m wondering if I should quit one of my jobs to focus on school, or quit both and try to find a higher paying one. I live with my parents so I have no bills or any debt. I also am looking to move out s…

Lots of cc debt (10k), 30k in student loan debt, 6k left on car payment, rent is 1400 a month, 4k USD a month (net) income. I’m trying to get a hold of my finances. I got a job making 72k a year in California, but I have no savings. It’s getting scary.. I wanted to ask my parents to loan me 10k to pay off my cc debt and owe them instead so I’m not hit with interest. All of my 0 apr intros have expired so I’m paying so much on interest.. ie 120 payment and 90 is added…

10k in cc debt. 0% intro apr for all my cards are over. Score is 680. 500 in payments per month but 400+ is added back in interest. What’s my best option? I have debt from 2018 when I was in college, where I just opened up cards for dumb reasons and only paid the minimum, balance transfer after balance transfer. I recently started a 72k USD a year job and I make payments monthly but the interest is crazy. I recently tried opening up another Cc from nerd wallet and I got rejected (I think it requir…

Is buying anything with a debit card just dumb? Are ccs just advantageous in every way? Is it dumb not to get cash back on your credit card? Also, easier to dispute charges, etc. I’ve been using my debit card my whole life.. I’m so stupid. Im going to take a financial literacy class or go back for an associates in finance or something. I’m too old to not know shit like this. Even filing taxes, I know I’m not maximizing my profits o…