Someone used my credit card to send me a gift card? In late December I got a text message from my credit card provider about a fraud alert of a $100 purchase made at 1:44AM at BHN*GIFTCARDS. The purchase was made somewhere in California, I live in Florida. I did the whole process of filing a fraud alert and getting a new credit card and everything. My only place of confusion was the fact that who…

Did I mess up? Deposit $5k at TD bank (US) I’m an international student (21+) and my parents are very financially stable, they gave me $5k cash to deposit into my debit account to use for the entire semester. I deposited it this morning and the bank teller paused and asked me how I received this cash, and I could only awkwardly answer “my parents gave it to me,” and she said she had to w…

$35k inheritance. Not sure what to do. Hi, everyone. My partner’s precious mother passed away in August 2024. We are about to inherit about $35k. We are somewhat financially illiterate. Can someone help us decide what the safest option would be for us? We have some debt, but we aren’t sure if it makes more sense to use the money as a down payment to buy a home. We are incredibly nerv…

How To Accelerate Your SEO Career via @sejournal, @Kevin_Indig Learn from the experiences of accomplished SEO pros to accelerate your in-house SEO career. Get insider tips and strategies for success. The post How To Accelerate Your SEO Career appeared first on Search Engine Journal.

Moving Money Out Of A Teacher’s Bad 403(b)? My wife is a teacher who, when she first started teaching in her district 11 years ago, opened up a bad 403(b) with Edward Jones with very high annual fees. About 5 years ago, I helped her stop contributions to the account and shifted all of her future contributions to her 457 account through the state of Michigan which has amazing tax incentive…

What Are The Alternatives For Users If TikTok Is Banned? via @sejournal, @gregjarboe Explore the alternative options to TikTok amid recent legal battles. Discover alternative platforms like Instagram and YouTube. The post What Are The Alternatives For Users If TikTok Is Banned? appeared first on Search Engine Journal.

Google’s Documentation Update Contains Hidden SEO Insights via @sejournal, @martinibuster Google’s documentation update contains subtle changes that provide insights into improving content for humans (and search engines) The post Google’s Documentation Update Contains Hidden SEO Insights appeared first on Search Engine Journal.

I’m young and relatively lucky. What’s my next move? Below is a full detail of my situation in life. I’m wondering, given the circumstances, what would you be doing if you were me? I’m honestly not that great at saving yet but I don’t manage to save some money each month. But what would you be trying to save each month and where would you be saving it? What else would you do? I want to capitaliz…

Girlfriend has a car loan with a 28% interest rate, can she refinance? She bought a car five years ago and she is still paying it off. Needless to say, she is not financially literate. The car is worth like $2000 now, but she still owes $5800 on it. Her credit score is very, very bad. What are her options? She is beyond depressed and wants to give up on life. I feel bad for her, but I have no idea what to tell her…

Buying first home with aggressive mortgage I am single 30yo and I am planning to purchase my first house to live in. The house is big enough to accommodate a family of 4, which is in my plans for the upcoming years. I can afford to buy the house with a small mortgage alone, that I can aggressively pay off in 5-6 years thanks to a big deposit I will give to the bank for the purchase. Duri…

Advice for where to put at- least 50-100$ biweekly. Anybody know of or has invested in a low cost “ETF” under or at 100$ a share with nice annual growth. Or should I just save $ in a 3-4 % high yields savings account. I would appreciate any advice. My goal is just to save, I would like to save at-least 50-100$ biweekly. submitted by /u/Top-Chard7479

19, finding out about personal finance and learning about investing has made me extremely stressed and self conscious I know keeping up with the jones and accumulating wealth with no goal is stupid, but I feel so conscious now of every purchase. I literally hear 1$=88$ every time I spend now. I want to enjoy life, but I also feel like every time I buy something enjoyable like a coffee I’m robbing my future self. I know my dad had a similar mindset when he was y…

What is the next best investment after maxing out my Roth IRA? In I Will Teach You to Be Rich by Ramit Sethi, he lays out a clear investment order: 1. Contribute to your 401(k) up to the employer match. 2. Max out your Roth IRA. 3. Max out your 401(k) (because it’s pre-tax money that can grow faster, even though you’ll pay taxes later). But what if your employer offers a Roth 401(k)? Since that’s post-tax m…

drowning in $30k credit card debt, need advice There is $30k sitting on two credit cards, one at $21k and the other at $8k. between the $1,300 in minimum payments, my mortgage with hoa fees at $2,000, and my car at $900 monthly, my $5k after-tax income feels like it disappears instantly. After a dui, I lost a side hustle doing delivery work, and now i can’t afford basic car repairs. I’ve tho…

First time buying SP-500 and I’m very confused I have about 30k available to invest and I thought, it’s okay I’ll put them in SP-500 with chase, so I opened an investment account taking advantage of the fact that my money was there, I thought it was something as simple as clicking on buy lol Now I see that no, that there are etfs and mutual funds, many names of SP-500 and that each one has d…

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