3% Mortgage Too Good To Give Up? We bought a fabulous house in a great neighborhood with good schools. Raising kids and it has been a great spot. Coming to the end of this stage of life. We always thought we would sell this house and buy closer to the ocean or closer to the city, something that would be for us, not just for the kids. But, then, I ran the numbers. If we stay her…

Is this a good idea? Home Equity Loan I am considering taking out a home equity loan, that is initial draw 26k Credit limit 26k Per month estimate $320.85 Term 15 years APR 12.522% Origination Fee $780 Will the payments stay $320 the entire time, are there certain words or phrases I should look out for before signing. I know that interest rate is not the greated, but this would help…

Next Step for Taking Care of Defaulted Student Loans I currently owe ~$8900 (originally ~$5700) including some additional fees for a semester of college I took in the fall of 2018 and after avoiding and forgetting about them, I’m trying to take care of them, but I’m not sure what would be the right way of handling it and how it affects my credit. Should I be looking for a settlement /rehabilitatio…

ETF option that’s very safe Hi all Looking for a ETF option available to Vanguard uk investors that’s a good persistent interest throughout the ups and downs….I’ve already got SnP and all world but looking for something that ticks over regardless Thanks in advance submitted by /u/gtech1e

10% 401k Match or Tackle Student Loan Debt Hello, I (30M) would love some opinions on how to best go about my saving and student loan debt situation. I started a job towards the end of 2024 that drastically increased my income and therefore opened up my ability to contribute more money to savings, 401k, and tackle debt. I currently owe $24k in student loans around a 4-4.5% interest rate…

Should I finance a car with the intentional of paying it off in 3 months? The dealership said they could provide a better discount of $1500 off the OTD price if I chose to finance with them. 36 months @ 3.69%. I have the cash to pay it off up front. I also plan to purchase a house in 12 to 16 months. My credit score is only 694 atm. I’m trying to get it back up. Should I pay with cash or get a loan? Will it help incre…

Should my husband and I both have roth IRAs if we can’t meet the maximum contribution for one account? I’m a stay at home mom and my husband works. I’m looking into retirement options for us and am planning on getting a roth IRA in addition to his 401k match. Our contributions wouldn’t meet the yearly maximum for one account ($7000). So is there any point in having two accounts? Wwyd? submitted by /u/Agreeable-Cat

Should i switch over loans? Long story short, I had $17,000 in credit card debt, and the high interest rates were leaving me with little to no money at the end of each month. To manage, I took out a $16,000 debt consolidation loan through Upstart (the maximum I could get—at 17.74% interest.) This helped free up some money each month. Now that my credit has improved signifi…

Partner’s work says they overpaid $42K My partner took FMLA leave last year for almost the whole year. He is a salaried employee, so the FMLA was paying a portion of that salary. He got an email from another company stating that his work is seeking repayment on overpaying the FMLA for $42K. He called today and they said that according to the employee handbook, that FMLA only pays for…

Getting a small inheritance. Put it into the house or put it in retirement? Age 53. The inheritance is less than $50,000. I think it’s smarter to put it into the house because I’m very concerned about getting my house paid off before I retire. Does anyone disagree? Interest rate on the home loan is about 3.5%. I currently owe about 375k. submitted by /u/Conscious-Compote927

What should I start investing in? I am 18, in highschool working part time. I have an emergency fund with around 2.5k which I think is enough for right now. Instead of putting all of my extra money in savings, I figured I should start investing some of it. What I don’t know is where to start. I don’t know if I should just put money in the s&p500 or VOO, or if I should be looking…

Best approach to next steps I just sold my car to carmax and received a decent check from them. I only had 8k left to pay on my car loan and with the sale of my vehicle I was able to pay off that 8k and walk away with a $10,000 check. Here’s my dilemma I overestimated my ability to afford living in the neighborhood I live and my lease on my condo ends in May. I’m trying t…

Purchasing new cabinets, should I open a credit card for points? I have the cash to pay up front, but am thinking I should open a card to purchase to get sign on bonuses. The total purchase will be in the 10-15k range. I have two questions, will any new cards give me a credit limit high enough, and if so is this the right way to go, considering I will pay the card off immediately? submitted by /u/Unfa…

Ask An SEO: Why Is Google Not Indexing My Pages? via @sejournal, @rollerblader Struggling with Google not indexing your pages? Learn how to address crawling issues and build stand-alone pages for better visibility. The post Ask An SEO: Why Is Google Not Indexing My Pages? appeared first on Search Engine Journal.

Mullenweg Rebuffs Plea To Restore Automattic’s WordPress Core Contributions via @sejournal, @martinibuster Mullenweg questioned at WordCamp Asia about Automattic’s scaled-back contributions to WordPress core The post Mullenweg Rebuffs Plea To Restore Automattic’s WordPress Core Contributions appeared first on Search Engine Journal.

How To Navigate Performance Fluctuations In Google Shopping Campaigns via @sejournal, @brookeosmundson Learn how to navigate the ups and downs of Google Shopping campaigns. Find out how to troubleshoot performance fluctuations and communicate effectively with clients. The post How To Navigate Performance Fluctuations In Google Shopping Campaigns appeared first on Search Engine Journal.

Google Simplifies Removing Personal Info From Search Results via @sejournal, @MattGSouthern Google simplifies removing personal data from search with new alerts, streamlined takedown requests, and search result refreshing. The post Google Simplifies Removing Personal Info From Search Results appeared first on Search Engine Journal.

TikTok Beats Competitors by 2X with $6B In-App Revenue via @sejournal, @MattGSouthern TikTok leads mobile commerce with $6B revenue, doubling rivals through personalized shopping experiences and creator partnerships. The post TikTok Beats Competitors by 2X with $6B In-App Revenue appeared first on Search Engine Journal.

Deferred Comp (AZ) Rate of Return strategies? Hello, all I started my employers Deferred Comp plan in June 2019 and like a big time dummy placed my initial contributions into a target 2060 retirement plan. The fees were astronomical and I saw 12.8% growth that year. I learned a little in the last few years, and I saw 24.9% (1 yr rate of return growth) from from 2023-2024 and similarly from …

Sell or hold ESPP stocks? My company has a pretty good employee stock plan. I am able to buy stock at a 15% discount based off a 2 year look back period. So basically, 15% off the lowest it’s been during that 2 year period. The next purchase is in March and I’m looking at 15% off a stock purchase price that is already $20 lower than the trading price. I’m in technology…