#Business

Why Your SEO Playbooks Need To Collaborate With Sales And Brand Teams via @sejournal, @TaylorDanRW

( www.searchenginejournal.com )

Why Your SEO Playbooks Need To Collaborate With Sales And Brand Teams via @sejournal, @TaylorDanRW Create, execute, and sustain effective SEO strategies with an SEO playbook. Align your initiatives with business goals and promote teamwork across different teams. The post Why Your SEO Playbooks Need To Collaborate With Sales And Brand Teams appeared first on Search Engine Journal.

Search Engine Journal 1.2k 2025-01-24

Need vs Want – Is it time to get a “New” used car?

( www.reddit.com )

Need vs Want – Is it time to get a “New” used car? So I currently have a 2008 Nissan Versa. My husband bought it from a friend since I needed a car at the time (2017ish), so it is currently paid off. When we received it though, it was already in pretty rough shape, but I kept up with basic maintenance as much as possible. Fast forward to today, I have a service engine soon (it’s my catalytic con…

Reddit Personal Finance 747 2025-01-24

Will 32k annually be sufficient to live on my own?

( www.reddit.com )

Will 32k annually be sufficient to live on my own? Context: Just turned 21, no college degree, only 3.5k of student loan debt. I live in a smaller town, cost of living isn’t absolutely absurd. Looking at places around 1000-1400/mo and it seems fine until I calculate all of my other expenses and it gets shady. My mom insists that she won’t kick me out because her and I have a good relationship …

Reddit Personal Finance 930 2025-01-24

To take a salary decrease

( www.reddit.com )

To take a salary decrease I’m in a bit of a niche role at the moment, earning 43k but no real scope outside my company. I have an opportunity for a role elsewhere – 35k, that will open doors down the line and broaden my horizons in a much less niche industry. I’m not getting the impression they would be open to negotiation but I’m also pretty unhappy in my current place …

Reddit Personal Finance 958 2025-01-24

66% of net going to mortgage stuff

( www.reddit.com )

66% of net going to mortgage stuff Hi everyone, quick question: What do you think about having 66% of your take home paycheck going to a mortgage, taxes and insurance? My wife and I take home about 11k, and our PITI will be approx. 7500 a month. we would have about 2k a month between the two of us left over for other things, in addition to a 250k brokerage account and 25k in savi…

Reddit Personal Finance 492 2025-01-24

How are we doing on our savings for retirement?

( www.reddit.com )

How are we doing on our savings for retirement? Just need some reassurance that I’m doing okay with our savings or if I need to play some more catch up. Me (37M) and my wife (34F) make about 175k a year, with approximate 4% raises a year. Currently we have approximately 200k in retirement savings, approximately 13k in a 529 for our 10 MO, and about 13k in straight savings. Unfortunately we a…

Reddit Personal Finance 1.1k 2025-01-24

Sell home and invest or keep?

( www.reddit.com )

Sell home and invest or keep? I bought a new home and currently have my old one up for sale. I would make around 100k in profit, on the flip side I could rent it and rent would cover the mortgage + 400 in profit a month. I’m not the biggest fan of the idea of being a landlord but will make it happen if its the smarter move. Napkin math 100,000/400/12 = 20 years not counting …

Reddit Personal Finance 448 2025-01-24

Taking out 401k early

( www.reddit.com )

Taking out 401k early Trying to keep things simple and somewhat anonymous, but I’ll try to be as informative as possible. Sorry in advance if this is a silly question, but I haven’t found any clear answer online and I’d like to make an informed decision. I have less than 6500 USD (just over 6k USD right now) in a 401k plan I had begun with a company in the US a whil…

Reddit Personal Finance 799 2025-01-24

More taxes taken out of paycheck question

( www.reddit.com )

More taxes taken out of paycheck question If I want to pay more taxes for every paycheck so I get something back every year ? I just don’t know how it works or how much they should be taking out or if HR department knows I get paid every 2 weeks, $1000-$1024 and they take out $74 every paycheck if I get that amount above ^ submitted by /u/zoro1020

Reddit Personal Finance 914 2025-01-24

Don’t know what to do with savings

( www.reddit.com )

Don’t know what to do with savings I currently have around $130k in a HYSA. This year my goal is to make this money work for me a bit more, but I’m confused about the numbers. (Other background info: we already contribute the yearly max to roth IRAs and have college savings for our kids). How much is ‘too much’ to sit on in a HYSA? I want to invest $30k of it, but my partner say…

Reddit Personal Finance 535 2025-01-24

What to do with gift money?

( www.reddit.com )

What to do with gift money? Ok, so I’m being given almost $85,000. I will need about $35,000 for my general bank account, emergency savings, rent and necessities for a year as I look for a new job, rental etc (not being used all at once of course). I have about $30,000 in student loans (multiple small loans. Being paid by just above minimum on all but the one with the hig…

Reddit Personal Finance 764 2025-01-24

The Flowchart Saved My Life

( www.reddit.com )

The Flowchart Saved My Life Hello fellow personal financers, I find the classic r/personalfinance flowchart to be an extremely reasonable starting place, especially because it just saved my livelihood. https://www.reddit.com/r/personalfinance/s/WwI0Kv2vaJ I had a “stable” job at a law firm, where I saw no clear end in sight. Maybe subconsciously I could have recognized iss…

Reddit Personal Finance 778 2025-01-24

Good idea to contribute to a Roth IRA when close to retirement?

( www.reddit.com )

Good idea to contribute to a Roth IRA when close to retirement? Parents will retire in about 2 years. They have a 401k and savings account, but have not contributed to a Roth IRA. I’m assuming it would be much better for them to put $7K from the post tax savings money (quite sizable) into Roth IRA every year before they retire? submitted by /u/jcore294

Reddit Personal Finance 992 2025-01-24

Mandatory vs voluntary retirement contributions – which affect yearly contribution limits

( www.reddit.com )

Mandatory vs voluntary retirement contributions – which affect yearly contribution limits I have two 403b plans through work- one that I am mandated to put in 5% of my salary and they match 7.5% called the contributory retirement plan, and one that is all voluntary with no employer match called the SRA plan. I was told by TIAA that the mandatory contributions do not count towards the $23,500 match – only my voluntary contributions in…

Reddit Personal Finance 1.2k 2025-01-24

Graduating college soon, want to get my finances figured out

( www.reddit.com )

Graduating college soon, want to get my finances figured out Hi I’m trying to get my finances in order, just got a job this month after 5 months of unemployment. Info ab me: 21M college student in CA, live at home so no rent. I just started a new job this month, making $23/hr(32hr per week), and this summer I’ll be making >$40/hr full-time. I’ve had an IUL for the last 3 years, which I put $280 a month in…

Reddit Personal Finance 916 2025-01-24

Spouse HSA transfer alternative

( www.reddit.com )

Spouse HSA transfer alternative Calling all Redditors more knowledgable than me. Here’s the scenario: spouse has accumulated 8K in HSA money over several years spouse left job this past year we got pregnant 🥳 find out that my individual out-of-pocket max for insurance is 6K if you don’t know, birth in the US is expensive and Ive been quoted a price range of $11K – $21K if …

Reddit Personal Finance 862 2025-01-23