Fraudulent Activity On My Account Hi, my card was used for an unauthorized purchases resulting in $1300 stolen. My bank put in a dispute, but they said it would take 45-90days to resolve, and there was no guarantee the dispute would work. Is there something else I can do? submitted by /u/Spiritual-Chart7082

Best way to get out from underwater truck? To try to keep this as short as possible, my SO and I bought a 2015 GMC a little over 2 years ago not knowing it had (apparently) a problem almost all Sierra 1500s have. Everything was relatively fine the first year, but then at year 2, 2024, it broke down twice costing roughly $9k total. We have to have a truck- we have a boat. We’ve been look…

Need advice on what to do with liquid cash My wife and I currently have 370k liquid cash that I need to invest, that will generate a steady return over a year or two. We currently have 600k in various stocks and etfs and our 401k is fully funded. We don’t have debt apart from mortgage. The money was initially set aside for a down payment on a new house, since we are moving, but we decide…

Is it best to pay for everything with credit cards or debit cards? My partner and I are trying to simplify our lives and are curious as to what you all think. We have always paid for everything with our credit card account connected to our individual credit cards and have never once accrued a penny of interest. I pay them off on time(early) and we only use them for necessities, never to go above our means. We…

Renting a car for the first time Hi everyone, I will be renting a car with Avis with for the first time in my life at 30 years old go from Victoria to Vancouver for specialty eye appointment. I see the cost of the vehicles range from around 27 to $35 per day, but I also understand that I’ll need to buy insurance as I’m not currently covered by ICBC. My question is how do I sp…

Former poor kid needing advice I’m in line for a job that could take me from earning $25k a year to $60k a year. Huge change for someone who’s bounced between $20-$30k a year since graduating high school. I grew up in poverty on welfare (my elderly mother still lives this way) and have been working hard to leave that life behind. Part of me is scared to be potentially earning…

Best financial books 2025 Looking for another finance books. I read the Dave Ramsey books, as well as Rich dad poor dad. Looking for something else. Preferably something more recently published? Or just a “must read” submitted by /u/MindInvested

How should I manage my retirement contributions I’m 29 with 75k in my 401k and really no other savings. If I stop my contributions for several years will this still compound enough to become a substantial amount by the time I retire? I think it’d be a good idea to build up my regular savings. I’m 5 years into a 30 year mortgage and don’t have much of an emergency fund. Also I’m kinda stuck in…

Buying a new car as a new grad? Hi everyone, I’m (24M) graduating college this upcoming May, and I want some advice about buying a car. I don’t currently own one, and want some advice on what I can afford. I consider myself financially responsible. I have a job offer for $95,000 with a $12k bonus (it’s a VHCOL area). However, I also am graduating with ~$25,000 in student loan …

My employer deposited my HSA contributions after tax Looking through my W2 and I noticed that my employer has been depositing money into my HSA after taxes, and when I asked about it they assusred me that I’d get that back as a deductible. Are they full of it? submitted by /u/pappaceeej

what is the best tax savings strategy with max employer contributions, an SEP IRA or solo 401k? My revenue is over $1M. I could also hire my spouse and max out her retirement contributions, but I don’t know if paying payroll taxes outweighs the benefits of both of us maxing out retirement contributions ($70k). I don’t know if this company will continue this for more than 2 years (my contract is 2 years with potential for renewal), so a def…

Q: How to invest this $10K gift (+Other beginner investing Q’s)? Hi! (Note: main parts are in bold.) I posted this in the morning on the daily thread (I read general Q’s should go there) on r/investing, but got no responses, so I’m making a post… I was gifted $10K (1 time thing they’re doing) for investing from a relative. I’m basically a beginner when it comes to investing – just got out of college, and just…

Credit card Debt feeling like a lot Hey guys, just curious on thoughts. I have 2 credit cards, one of them with a balance close to 25k and one around 5. Making payments every month on time, but I am trying to find a way to pay it down but the interest is pretty high on the first. A mistake I hope to never make again. Is a personal loan a good option to pay down debt? I get offers…

Accidentally Filed a 1099-R retirement form last year with my taxes Last post was dropped. For the 2023 tax year I apparently filed a 1099R retirement distribution form. I also filled it out stating that I took a $3,000 distribution which I did not because I am not retired. I corrected the 23 tax forms on Free TaxUSA It did not change what I owed should I submit an amended copy? submitted by /u/comeuppins…

Loan/Credit card consolidation help Hi, so I’m 25 and I’ve racked up about $15,000 in credit card debt broken up into 3 accounts. This debt just got high because I moved out and didn’t focus on paying it off when it was in the promotional 0% APR timeline but I do have the money to pay it off. I can pay $1,000-1,500 towards the balance of those cards each month but struggle to keep…

Catching up to withdrawal Is there a way to calculate (assuming obviously the max yearly contribution of $23,500) how quickly one could replace a withdrawal amount of $33,500 and then also replace the normal 5% contribution with 5% match per pay (about $300 total per pay over 24 pays in a year) AND avg rate of return? I’m in a fairly rough patch with credit card debt I’d…

Matt Mullenweg Hires New Lawyer In Fight Against WP Engine via @sejournal, @martinibuster Matt Mullenweg and Automattic hired a powerful law firm to represent it against WP Engine’s federal law suit The post Matt Mullenweg Hires New Lawyer In Fight Against WP Engine appeared first on Search Engine Journal.

Fraud charges twice in 6 months.. should I be concerned? Hi everyone! So for context, my card information has been stolen twice now. Once in June, once yesterday. Here’s where it gets weird: June: BOA debit card. I didn’t think anything of it because I used that card EVERYWHERE. They bought like $1,000 worth of tickets on Ticketmaster. The investigation took longer than the standard 30-45 days which…

Deceased father had unclaimed assests My father passed away in 2002 when I was a minor. My godfather, his brother, was the executor of his will. I just recently found out he has a few thousand dollars in unclaimed property in the state of NJ. I contacted the probate court and they told me my godfather, and ONLY my god father, can request the certificate I need to claim the money. Ho…

2% Quarterly Fee Roth IRA My friend recommended a financial advisor to open a roth ira and the advisor said their fees are 2% quarterly and $40 annually. This would be my first account and I feel like this is a lot in fees. Am I better off opening a roth ira through Schwab, Fidelity or one of those bigger companies? Thanks in advance. submitted by /u/MathaholicAno…