Should I give up my supervisor job to make more money as a worker? I currently work 8 hour shifts as a supervisor making around $60,000 but if I return to floor as a worker doing 12 hour shifts I can easily make $80,000 plus with overtime. About half of the employees on the floor are making more money than me now. I’m thinking about going back to the floor , what should I do? 🙄 Thanks submitted by /u/wi…

My sister claims an inheritance was deposited into her bank account by mistake. She and the person it was supposed to go to have the same name though they have different birthdays and different middle initials. Can this happen without her knowing about this inheritance beforehand? submitted by /u/Throw-Away7749

Buy out my car or pay 5.29% I’m trading in my car for an electric and have the choice to pay out $33000 cash or finance at 5.29%. My inclination is to pay it out to save the interest but it’ll clear out most of my savings. I’m also concerned about the impacts of potential tariffs on cost of living as well. I think my job is pretty secure but anything can happen. Thoughts? …

23 Years Old, Earning £55k—Feeling Overwhelmed and Unsure About What to Do Next I’m 23 years old, living with my parents, and just started a job that pays me about £60,000 a year, including allowances. This is the highest salary anyone in my family has ever earned, and I feel really proud, but also a bit overwhelmed. My expenses are relatively low—rent and food cost me about £350/month since I live at home. I also have an e…

rule of 55, SEPP, roth conversions, medicare…. My parents are not sure how much longer they can keep up with their jobs and are starting to talk retirement/early-retirement/semi-retirement. I’ve been looking into some more detailed particulars to see how it might work. They have the assets to do it, but I’m to confirm a few questions related to the retirement accounts. The rule of 55. As I …

Financial literacy plan So I’m 18 and I’ve never had any knowledge related to money. Not even the basics. When I say I’m a beginner i really mean it cuz I know NOTHING. I’m moving to uni this year and I wanna learn about making and managing money plus all those scary terms i saw on here like investing Roth IRA and what not. So here’s a little plan i made to start lear…

Pay credit on salary Is it bad to pay your credit card in full twice a month the day you get payed? submitted by /u/davidblack210

Should I contribute to my Roth IRA I currently have a Roth account with Schwab as last year I was able to contribute a small amount (1k?) but this year I’m over the income limit. I heard about the backdoor Roth IRA recently but I’m not sure if it’s something I can do myself or it has to be offered by my company. I’m also not certain if it’s worth doing. I’m 26 with around 300k sa…

Best SUV for family of 5 on a budget? Thinking about purchasing a replacement SUV in the next few months – looking for ideas for a good combination of value, reliability and safety. Looking to spend around 25-30k for a used SUV We currently have a 2012 Honda Pilot (190k miles) and 2004 Acura MDX (200k miles). Both vehicles are running fairly well, but I plan to replace the MDX in th…

Just bought a car wanna know Hi so I made the mistake of buying a car with bad credit even tho i had a co-signer but before i make an even bigger mistake & keep the loan I have 7 days to go get my car back. My APR is 23.17%, Finance charge 26k, amount financed 30k, total of payments/ total sale price 57k. If I decide to refinance in a year, will I need to refinance the tota…

Remote 1099 tax filing for multiple states help I have a solid grasp on doing taxes. This is the first year with a remote business. Ins and outs: Military spouse, state of residence is Fl, stationed in NC. My 1099s have 3 states listed as amts made from those states, NC, ME, VA. Do I simply file as out of state resident for those 3 states? (Fl not necessary.) Do I not file any of the states?…

Getting divorced, poured everything into a house now getting a check to leave. So I’m in the middles of a divorce and have been contemplating what to do with the splitting of assets. I have a nice 401k and a little savings. I’m wondering if it will just be smarter to take the money I receive from selling our house, which is a couple of months away, and put it into an investment fund. Something like one of the fidelity fund…

What should I do with my refund? I’m 24 and expecting a tax refund of over $2000. What should I do with it? I’m currently on track to max out my Roth IRA before I become eligible for my employer 401k match (I’m throwing all of my retirement savings into my IRA until then). I have no debt, I have roughly 8 months of expenses in savings, I am not looking to buy a house or new car…

Can someone explain to me how Neteller works? I want to sell something online and neteller is the only disbursement method I can use, unfortunately they dont have paypal. Basically I just want something that works like paypal, I’m not sure if neteller works that way, Im overthinking maybe funds wouldn’t immediately go to my atm or my bank if I have transactions processed thru neteller. …

Should I open a Roth or wait until I have more money? I’m 24 years old I still live with my parents, due to the fact that I need a better car to get to a better place to work(I am saving up to buy and good car without a loan I have about 15k in my area a good used car that I want is about 17k). I am paying 2 federal student loans (which combined are like 5-6k) I have a 401k. I think I should at lea…

Ex step dad might be getting grandparents portion of estate??? I need help with wills/probate (?) To start from the beginning – My mom passed in 2009. Married to my step dad. She had a will, and as far as I know was never executed. Anecdotally, my step dad was a piece of shit. He disappeared from our family mere months after my mom passing. Poof he was gone. Fast forward to today. My grandma passed to join …

UK citizen moving to US: Should I 401k? Hi there, I’m a UK citizen moving to the US. While I don’t know what the future holds and if I’ll stay in the US a lot longer, I currently have plans to move back in 4-5 years. With this, is it worth me putting money into a 401k? From what I can see, I face penalties if I take it out before my retirement age. Any advice would be hugely appreciat…

Inherited IRA solely in cash: How to maximize growth and minimize tax Hello, I recently inherited roughly $200k in the form of an inherited IRA solely in cash/cash investments. In other words, it’s not in the market, and I’d like to begin investing it asap in the form of a brokerage. Is it better to: A) Transfer the entire $200k into a brokerage immediately, suffering the tax increase for this year B) Transfer it …

How to rollover my wife’s old 529 into our daughter’s 529 plan My wife and I are trying to move the money from her old 529 account into our daughter’s 529 account. Our reason for doing so is that her 529 is with a financial advisor that charges high fees (was originally setup by her parents for her college fund). My wife’s 529 is now in her name as the owner. Our daughter’s 529 is under my name as the accou…

401k Auto witthdrew after company was acquired Hello, My company was acquired by a larger company in October of 2024. I left my 401k (over 300k) in my Fidelity 401k account. The company who purchased my old company uses T.Row. Today I checked my Fidelity account to see all of my 401k has been withdrawn. I tried calling Fidelity but they are closed, kind of panicking, I don’t want to withdr…