Sudden inheritance. What do I do I’ve read the windfall wiki and some some similar threads. My father died after a long illness last year and then my mother this month unexpectedly. She was always private about finances, but had a settlement she kept secret and invested with my brothers and myself as beneficiaries. Long story short, after life insurance, investment accounts, s…

Trying to figure out how to navigate out of being house poor while still making progress renovating my house Had fun living far from home for several years post college. Moved back and lived with my parents for a few months to save up. Landed an amazing fixer upper that I’ve made great progress on, but now I’ve basically run out of cash to do some of the next items on my laundry list….Literally, framing out and finishing a laundry closet is my next pro…

Should I go back and complete a masters degree right now? I am 26 and I work in the cybersecurity field and have a bachelors in information systems. I have many professional / industry certifications. I want to complete an online cybersecurity masters at Georgia Tech and the tuition is 11,000 dollars for the entire program. I have listed some financial details below. Bought a house two years ago and st…

My Experience Converting/Cashing in EE Bonds Just an FYI – I converted over 60 paper EE bonds for my dad. From the time I mailed the manifests to the time redemption funds hit his bank account (today) was 15 days. The Treasury’s communication along the way was excellent as well. Your experience may vary but overall I was impressed with the timeliness of the process. submitted by /u…

Withdraw from 401k to pay off debt? I have the urge to withdraw to get a clean slate and move forward without the stress of debt. I understand penalties , etc. Is peace of mind worth it? Update – Thank you all for your quick responses. I will opt not to withdraw but just needed confirmation of what I know is the best choice. I will not be homeless but understand and have empathy f…

21. $50k saved. Where do I invest it? Hello, I come here looking for any financial recommendations. I am 21, I work full time no college or further education than a high school degree at the moment. I live with my parents they are not rushing me to move out so I am looking to invest. I know it’s not smart to have this money sitting but I’m not sure where to put it. I want to buy a h…

International Credit Card Debt Hey Guys, I lost my job recently and have an enormous credit card debt, I am thinking of leaving the UK permanently can I be chased internationally? Debt is about £20K what can be risks and if there is any way I can deal with this any other way? Do you know if I can file for bankruptcy? I appreciate any help you can provide. submitted by …

Google Confirms Alt Text Is Not Primarily An SEO Decision via @sejournal, @martinibuster Google’s John Mueller says the alt text decision process is not primarily about SEO The post Google Confirms Alt Text Is Not Primarily An SEO Decision appeared first on Search Engine Journal.

How Digital Has Changed Branding Explore the shift in branding with the rise of digital media. Learn how digital channels have transformed the way brands communicate with audiences. The post How Digital Has Changed Branding  appeared first on Search Engine Journal.

Should I change my 401k back to pre tax? My job offered a Roth 401k years ago and it seemed like a good idea at the time. I see mixed opinions on whether to keep a standard 401k or Roth. I plan to hopefully retire before 65. I will most likely make more each year in my corporate job so I expect to be in a higher bracket when I start retirement. I like the idea of not getting taxed but …

already on a payment plan for 2 years ago taxes. I have nothing saved for this years taxes. is there a way to combine the two years of back taxes into one consolidated payment plan? I could use my emergency fund to pay for the 2024 taxes, but then I have nothing left. I do have excellent credit so one of my options is def opening a new zero interest card to pay the new taxes. I could also take the short payment plan which doesn’t have …

Medical Debt – appearing on credit report after 6.5 years. What do I do? I have some old medical debt (1.3k) that I just never paid and it never appeared on my credit report so I didn’t think much of it. Got a few letters through the years but it never hurt my score. I checked my report today and my score had dropped about 100 pts. It says that the medical account was closed on 1/18/25 and that’s what’s hurting my s…

Is it worth it to pay 5k more for a vehicle with 60k fewer miles? So I’m looking at getting a 2021 RAV4 hybrid, I drive 80 miles a day for work in a mountainous region with expensive gas and lots of snow, so getting something with good mileage, AWD, and reliability/longevity is important to me. I’m financing (hate it but that’s where I’m at), and thankfully have an 800 credit score. My current options are: Get…

I’m 36 and my life savings is uninvested. Should I get a financial advisor or use a service like Edward jones? I’ve done a good job at saving but a terrible job of making the most out of what I have saved. I don’t know anything about finance or investing. What type of investment should I make that can be withdrawn from if I decide to buy a house In the future? TIA submitted by /u…

Debt collection agency advice request I’m almost sure this may be another flavor of the same question rephrased and posted here. I apologize for being a bother in advance. I had a hospital stay that racked up a 7k debt. My insurance covered 6k of it (Thank God). I assumed they paid 100% of it and was shocked to find out the remainder had gone to collections. (I may have accidentally…

Should i invest now or save up to not have any student loans? Okay, so I am at a point where I trying am learning to become financially literate. I’m also just beginning college. Currently, I am in community college before I transfer over to a bigger 4-year university. My dilemma is that I want to invest currently but obviously am limited on my income before I graduate. I also have a car note with around 1…

DeepSeek sends a shockwave through markets A cheap Chinese language model has investors in Silicon Valley asking questions

40M 50k saved. Is it too late to retire at 65? I’m starting to contribute 800 a month to my savings. I invest in a etf that tracks the S&P and I have a government pension. But I’m anxious if it’ll be enough to retire at 65. I see people here 30 and under way ahead and wonder if I’ll have to work the rest of my life. submitted by /u/Decent_Pen_2987

Can’t sell my rental Co-Op I own a coop apartment in portchester, NY. I have moved out of state. I have been renting out the apartment for 10 years now. The coop suddenly decide not to let me rent it anymore. Their lawyer reached out to me and said you have been renting it for long time and we decided not letting you to renew the lease! I have the letter in writing. Coupl…

Need Help: 2 Brothers trying to figure out Fathers Finance now that he is no longer here Last week, My father passed away unexpectedly, my brother and I are now dealing with everything and we feeling very overwhelmed with it all. I figured everybody here has personal finance would have some tips on helping us out. My brother and I have to take charge now due to my mothers situation. We have access to his bank accounts, retirement f…