Uhh. DoE/FSA never told me about overpayment and now my score tanked. Possible goodwill adjustment? submitted by /u/wellknownfloatything

Would you pay off car note knowing there’s a large expense coming soon? I have $13k left on a 3.25% car note. Going to clear around 10k after taxes from RSUs in a few weeks. My head says dont dont do it since i have a low rate but im gearing up for a $400/month payment for preschool come September. Can i afford both, yes but ive always had an issue with paying down a depreciating asset. More context … Cash flow wi…

Statute-Barred Debt UK Hi, I paid off a statute barred debt as at the time I was very young and was unaware the debt was Statute-Barred. Will I be able to get this money back? As I have to borrow the money from another person submitted by /u/Jaded_Cheesecake3312

23 year old looking for financial planning advice I will be starting my first job soon. Pays 180k/year. No debt. I know it is fairly privilleged to be in this position, and I dont want to ruin it ahead. I have read most of the wiki here and got a decent idea about taxes, investing, etc. I calculated and roughly i will have 10k/month after taxes. I plan to save 50-70% of my income. Obviously the…

Ask A PPC: How Can You Tell If You’re Overspending? via @sejournal, @navahf Learn how to avoid overspending your campaign budget and ensure accurate conversion tracking in this latest edition of Ask A PPC. The post Ask A PPC: How Can You Tell If You’re Overspending? appeared first on Search Engine Journal.

Capital One just charged off my debt, what now? A little over $6k. Due to multiple serious car repairs in a row, and me working with schools and having a month 1/2 of no work over the holidays, I was unable to pay this card. I am working again and went to make a payment, saw they charged off the debt. No voicemails, no emails, nothing in my mail. I checked my app earlier this week and it show…

I think I’ve been underpaid and idk what to do I’m a student working a part time job at a supermarket, it’s taken a while for me to get stuff like a clock in pass etc… which concerned me at first but my manager said he was sorting it and sending my hours in manually, but I’ve been tracking them myself too. The amount I’m getting paid literally only takes me up to the 5th of January from what…

Higher wage reported on w2 Hi Initially i got an offer to join my employer in mid January but position was kept on hold. After 2 months I was again offered the position. Say, I joined a company in mid March with a new offer letter . In my first paystub for March, along with salary I could see YTD has higher than wage received. When I brought this to HR notice they told i…

19, curious about what to do with college refund Hello! I just started my sophomore year of college; for Fall 2024, I received a refund amounting to nearly $6,000. No strings attached, no “pay it back later”, as I already checked with my financial aid office. For someone at my age (who is relatively inexperienced with finance), what would be the best course of action for these funds? I’m wanti…

Is it appropriate to use my savings for a vacation as a 17 y/o? I recently started working, about two months ago, and I have been saving 50% of all money I get and putting the rest in my spending account which has about $600. I want to go on vacation this summer, which will cost me about 2k. Right now I have $700 in my savings and I was just wondering if that’s an appropriate use? Honestly any advice for how…

Any reasons to NOT transfer my 401(k)s from previous employers? I’d be transferring them to my individual account at Fidelity. I know they have limited investment choices and usually upkeep charges staying. Any benefits to keeping them as they are? submitted by /u/dancingpianofairy

Debt Payoff Order Snowball or Highest Interest Currently owe: $6200 @ 4.6% min payment $100/mo Federal Student loan $6200 @ 6.3% no min payment, this is a limited partnership, I get paid $70/mo that goes straight to loan and two additional payments a year usually between $500-$1000 per payment, again goes straight to loan $23000 @ 6.99% min payment $400/mo car loan Typically have $2k lefto…

Taxes, Filing Married I need some advice, Im in the state of California and im ready to file my taxes. My Husband and I got married in Jan 23 2024 and this year were filing as married we both have two children together Question is, He made 75k and i made 28k Our total is 104k our return would be 1,700 with both our children. If makes more should we file separately? W…

Advice Needed: Renting vs Selling Home Before Temporary Move Abroad We’re planning to move temporarily out of the U.S. for a few years. I have a house here with a market value of $800k and equity of $600k. I’m torn between renting it out or selling it. If we decide to rent, we don’t have anyone here to manage the property, and I’m unsure how tenants might react once they learn we’re out of the country. Additiona…

Tech to shop smarter ? Looking for tech to help me save money or at least get more value out of my purchases. Please comment any you have in mind. Thanks ! submitted by /u/SACtrades

My truck got hit, the driver ran. I have dash cam footage and a plate number, but I only have liability insurance. What can I do? The damage to the car includes the front bumper and the front left fender, plus other plastic pieces. I know liability only covers me if I’m at fault, but is there anything else I can/should do? Edit: My state is Ohio submitted by /u/trick_room

Can I pay my car loan twice in one month I have already paid for this month (January) on the 21st, but just got my tax returns and wanted to also cover next month (February) today January 29th. If I make a payment now will it just add it as an extra payment or will it count it as Februarys payment. I don’t wanna pay extra I just want to cover next month. submitted by /u/ThrowRA…

Capital gains taxes for co-owner? I co-owned a house with my mom in California. Both of us were on the mortgage and title. We got it in September 2019 and we sold it in April 2024. The house was worth 250,000 when we got it. I never made mortgage payments, she did. It was sold for 380,000 to Opendoor. The mortgage wasn’t paid off, but it was paid off when Opendoor purchased it. …

1099 Question and Income Tax I have a W2 job for the past few years, recently added on a 1099 Job in August – massively dumb of me – wasn’t aware that we had to pay quarterly tax – I have some paperwork that I need to receive for my 1040 which will take probably 3 weeks…but should I just file my Income Tax after I receive my paperwork before the next quarterly period or s…

Sell or keep my car loan I am halfway through my 72 month car loan and want an opinion on if I should sell the car or bite the bullet and continue paying. I know it’s a crazy interest rate and I tried refinancing but most banks don’t refinance vehicles this old. I currently owe 24k left and I have an offer from a dealership for 23k. 1k and I would be done with the loan …