Girlfriend has no place to live My girlfriend (22) has been living with her grandmother as she was forced out of her moms house. Unfortunately, she is no longer able to stay there either and will soon have no place to live. My parents will not allow her to stay with us (I live with my parents). She is a student working a part time job as a host at a restaurant so she cannot af…

Google Ads Update: Misleading Landing Pages Now Demoted via @sejournal, @MattGSouthern Google’s new ads rules demote confusing landing pages and reward those aligned with user intent. The post Google Ads Update: Misleading Landing Pages Now Demoted appeared first on Search Engine Journal.

How to help elderly mom retire(ish) Needing some advice for how to handle my mother(64). She has done absolutely no financial retirement planning and my grandmother has always bailed her out of troubles but she’s gone now. She has saved zero $$ for retirement. My grandmother left her some investment accounts that now total around $200k and a savings account that has $50k. The only…

American Funds 529 gains seems really low my mother opened 3 accounts for her grandkids since 2021. she has been contributing $100 for each account since then. Her total contribution as of now is $11,300. I’m looking at the overall gains since then and it’s only been $600. does that look right? I can’t believe it’s so little in the last 4 years. Is there a front load charge for American…

Warning about CashApp Taxes I realize that this is probably my fault for using CashApp Taxes to begin with, but they were great when it was credit karma taxes and I don’t want to pay money to file my taxes when I always go through the forms myself anyway to verify they’re correct. That said, due to a series of shitty circumstances, I had to cash out some retirement account…

I think the collection agency my debt was sold to was fake?? What do I do? I owed money to a bank who did auto financing and when I lost my job and became unable to pay bills they transferred the debt to a collections agency I can’t find. It’s apparently called ACT Collections. They gave me one number and it’s a dead line. They gave me another number to try and it was some gentleman’s business completely unrelated to d…

Recently came into about $10000 Greeting guys, I’ve recently came into roughly $10000 from an inheritance, I’m not very affluent when it comes to money as I grew up fairly poor. My question is what is a good way to grow this? Thank you! submitted by /u/Osteomoorosis

Can I use the land I want to build on as my down payment? I own land that I payed $24,000 for east of town. I’ve owned the land outright since 2018. I want to take out a mortgage for approximately $120,000 to place a home on. Can I use the land as my down payment or collateral? New Mexico, USA submitted by /u/stokeitup

I’m filing my taxes, but at the end, my type of form isn’t listed as an option. I was filing my taxes on myfreetaxes.com, and I was nearly finished. But it required data from my 2023 taxes. When I went to put in the info, it had a multiple choice of which type of form it was. But W2 was not listed, I only got a w2 and a 1095c. I had no idea what to do, so I put(in a multiple choice) that I didn’t have the tax form. And I s…

Does Rocket Money Impersonate you? I tried the app to see the subscriptions which was cool I guess. They tried to negotiate bills with two companies. Both of them called me and said someone was claiming to be me. My cell company ended up putting me in a 3 way call with someone who said he was my brother and was negotiating my bill that we agreed on at the dinner table? Wtf su…

25 y/o, just got laid off – do I move back home or tough it out? Background – 25M, 0 debt, 45k in savings and I just got laid off. Living in a HCOL city. Also just renewed my apt lease recently for a year… My expenses range from $2500-2800 a month (including rent etc) . I do have the option to move back home however, my initial thought is I would really prefer not to. I really enjoy where I live in and my ind…

Why are fidelity’s retirement estimates so low I just got done talking to my personal advisor and his estimates of how much money I will have when I retire are significantly lower than online estimators. I am using conservative numbers when filling out 401k calculators. using a 5% yearly return and a 2.5% yearly salary increase with my existing numbers and employer contributions, online calc…

Electric company made two accounts under my name and are expecting me to pay for someone else’s bill Me and my husband have recently moved to a new house, there’s a unit in the back that is rented out separate from ours. When we moved in the house was under a specific electric company but we decided to go with another one. However when this happened for some reason the electric company switched ours and the back house electric. We found out whe…

How to approach medical debt collector when hospital bill will be resubmitted and covered? In October of 2024 my wife gave birth to our second son. After he was born, he needed to spend one day in the NICU. The hopsital then billed us for this NICU stay, and the bill was for services provided to him. Since he was not yet on our insurance, because he was just born and we didnt have his SSN yet, our health insurance rejected this claim….

Surrendering a universal life insurance contract Have a (~$10K contract value) policy that we have not been paying any premiums on and now the annual mortality charge is exceeding the annual interest being paid…so the contract is now losing value. Do not want to pay any premiums, as this was a policy started by parents years ago, and we don’t require life insurance. Any reason not to surrend…

Savings to pay off CC or hit emergency fund THEN CC? Need some advice: I’m stuck right between… A) using savings to pay down my $3000 CC debt – I am only $1000 away from my 3 month emergency fund or B) hit my emergency fund amount, and from that point just throw what I WAS putting to savings directly into the CC on top of my monthly payments submitted by /u/CarolinaMountaineer2 …

risk of loaning to friend secured by equity in a pending home sale They have already borrowed a bit, and seem not to take the hint that rapid consumer price increased have increased the value of that small amount quite a bit. Now they want a bit more to float them until the property sale. With a 7% return for me when they sell the place. What would it cost me to extract that loan money, once the sale is done? …

Roth versus tax deferred For middle to high income earners wouldn’t making a Roth contribution be a better investment for someone in their 20’s because the tax free nature of the earnings far exceeds any break you get by contributing to tax deferred accounts ? submitted by /u/Low-Dependent6912

Pay off rental properties or leave as is? Here’s my situation: 35M, single, currently not working: Current assets: 401k – 400k Stocks – 650k HYS – 30k 2 rental properties – 600k total value (200k total loan at 4.5% interest), generates 4k in rental income (2k in net) My question is: Should I nuke my 401k to pay off mortgage? This way I can save on interest payments and optimize for c…

Father is on his deathbed. Mother is beneficiary on his 401K. Need help with how to handle rollover/disbursement. My father is in the final stages of cancer is going to pass any day now. My mother has not worked in over 20 years. My father has always managed their finances, paid their bills, ect… so, it’s fallen to me to manage my mother’s finances going forward. I spoke to the finance lady who manages the 401k accounts for my fathers employer yesterday,…