Temporary extra income. Pay off house at 4.5% interest in 3 years or invest? So I have a rather fortunate opportunity. I picked up a temporary job that nets an extra $750 per month for the next 3 years after taxes that right now I do not need to make ends meet. I already contribute $400 into an IRA each month as my job doesn’t offer a 401K. Situation: Mortgage is 4.5% interest. It started in 2014. 30 year loan until 20…

Ask An SEO: How To Repair & Recover Negative Brand Mentions In SERPs via @sejournal, @MordyOberstein Struggling with negative listings? Take charge of your online reputation using practical strategies to repair your brand relationship and regain control of your narrative. The post Ask An SEO: How To Repair & Recover Negative Brand Mentions In SERPs appeared first on Search Engine Journal.

TAM, SAM, SOM: Understanding Their Role In Enterprise-Level SEO Strategy via @sejournal, @TaylorDanRW Explore the significance of TAM, SAM, and SOM in assessing business ideas and creating effective marketing and SEO strategies. The post TAM, SAM, SOM: Understanding Their Role In Enterprise-Level SEO Strategy appeared first on Search Engine Journal.

Been having trouble with this odd subscription and would like any kind of help. So, for some context I recently paid for a subscription like a month or two ago. Filed for the free trial I believe. Not too long after did I decide the site wasn’t for me. Unlike most sites this one had a ‘support email’ instead of a normal click-to-cancel like most. Which I now know is straight up wrong thanks to the FTC. So I moved on with my…

Pay of 40k student loans or buy a house? I’m 25. Will make between 20k-40k when my house sells. Is it smarter to pay off my loans & get an apartment or invest in another house? submitted by /u/Environmental-Ad1880

Advised to put money into high and low risk investments to pay off CC debt? I have $27,000 in CC debt, no bills, and work remote I make $6,000 a month. I have $12,000 at 28%, $9000 at 21%, and $4000 at 21%. I live with parents while working remote. What’s a feasible timeline to get this paid off? I have $4,000 in the bank right now. Should I take Ramsey’s advice and just keep $1,000 in savings, using the rest of my mone…

Economics of leasing vs buying I’ve always bought cars for cash, and have driven them for as long as I can. Am considering an EV for my next car, and am acutely aware of two things: Automotive technology is advancing very rapidly EV’s don’t hold their value the way ICE cars do I wouldn’t qualify for the tax credit for BUYING an EV, but I would for leasing one For those two …

Is Caleb Hammer a POS? Or is it just me? I hate the way he acts during his videos for one. But worse than that he sells his stupid financial advice package for like $350 and I’m sure it’s all crap you could just ChatGPT for free. It reminds me of those scam investment classes that those fake day trading YouTubers sell. submitted by /u/BEASLBUB

Looking for advice/opinions I just turned 19 less than a month ago, and wanted to look for some advice on my finances. Currently I have exactly $10,000 in my HYSA SoFi account, and the breakdown of that is $6000 towards my emergency fund, $1000 towards a vacation/experience, $1500 towards a big ticket item (car, house, car expenses), $750 towards self investment whether it…

Rent or keep waiting to sell? We lived in a HCL area, paying about $4350/month (10yr left on mortgage, $3600 a month + 477 Taxes; and HOA $300) We moved to another city in a rush and put our home for sale. Home is not selling (bad timing), so for the past 2 months we paid rent and mortgage. We are renting in our new city and decided not to buy again (we move too frequently)…

Can’t get any credit/credit cards I am 28, make roughly 35-40k a year, and most of my credit folio is 10 years of consistent on time auto loans and payments (2 closed 1 open). I have only ever gotten 1 credit card (upgrade) and unfortunately had to have it charged off with what was going on in my life, however the collection has been removed. I’m sitting at a 564 credit score an…

Should I enrol in my companys HDHP just to get an HSA? So my company pays my monthly fees for all the healthcare options (be it PPO or HDHP). I would need to choose the HDHP option to gain access to an HSA. The HSA has a deductible of $1650 pp or $3300 / family before the co pay kicks in whereas the PPO is a simply small $ copay for most things and a small deductible for anything major. I have a …

Does my 401k have insane fees, or am I reading this wrong? I (currently unemployed) have a 401k from my previous employer with a very minor amount of money in it ($777) to take advantage of matching like $3 every paycheck. Am I reading it right that this fund has charged $98.93 in fees to an account with such a low balance to “manage” a 401k exclusively invested in VLXVX? It’s from my previous employer,…

Purchase my company’s stock at 15% discount or invest in SP500 (which is more diversified)? I have a feeling this is a slam dunk purchase the stock at a discount answer, but I’ll ask it anyway. I think investing in the company you work for is inherently risky because if your stock goes dow , you will not only lose on your investment, but your job may be at risk. That being said, an automatic gain on my company’s stock is a no trainer,…

YouTube Analytics Update: Device-Type Data In Audience Tab via @sejournal, @MattGSouthern YouTube updates Analytics with more prominent device data, helping you tailor content to shifting viewing habits. The post YouTube Analytics Update: Device-Type Data In Audience Tab appeared first on Search Engine Journal.

Needing home repair and can pay cash, but worried about not having cash during uncertain times I need to do a $20,000 home repair, I can pay cash but would not have any savings other than a few thousand. My single income supports a family of 4. Seems like the near term economic future is uncertain and volatile, and $20,000 in the bank would be a good security net. What would be the best way to finance the repair? submitted by /u/si…

Is having both my Roth IRA and 401k in FXAIX too risky? Have 15k in Roth IRA and 20k in company 401k. Most of my 401k is in a target date fund and just recently switched to 100% in FXAIX to play catch up until a get closer to retirement. I’m 29 and feel a little behind. submitted by /u/zeewst

Hefty Car Bill- Parent wants to help but how? I’m currently financing a 2018 Toyota Rav 4. Monthly payment: $736.85 Account balance: $24,964.09 EST Payoff date: Sept 2029 Current term: 72 months Remaining payments: 55 EST APR: 22.87% TLDR/ payments suck, what can I do to help myself? Dad got some money now and wants to help but not pay off whole car. Never missed a payment or made a late p…

Should I cash out or hope for IPO? Maybe not the right place to ask but looking for general advice. I was early at a private start-up and worked there for about 4 years racking up a good amount of shares (not compared to others though as I heard early on they absolutely butchered the dilution). It’s been 10 years since I started and the company doesn’t seem to be in a good place,…

LinkedIn Report Reveals 5 Key Trends Reshaping B2B Marketing via @sejournal, @MattGSouthern LinkedIn report highlights five key trends reshaping B2B marketing, emphasizing revenue metrics, AI attribution, and ROI-focused strategies. The post LinkedIn Report Reveals 5 Key Trends Reshaping B2B Marketing appeared first on Search Engine Journal.