Am I in a good standing now and what would you do to maximize it? I’m 23, I make $62,000 a year in my entry level job and pay $1310 in rent (with utilities and internet and stuff it comes up to maybe $1500). I have quite a bit in savings ($65k). At my current company, I should be able to bump up to $70k here shortly, and then get about a $10k bump every year or two if I stay on the general promotion schedule. …

Buying my fathers home from him and being landlord Hello, My mid 70s father has always been bad with money. It is slowly reaching a breaking point as my own finances are becoming good enough to help out. He purchased a home for ~230k a few years back, and owes about 200k. He is having mild difficulty making the payments, and I suspect it will get worse. I co-signed his mortgage but am not a mor…

7 Creative Ways To Leverage Video In Marketing via @sejournal, @xandervalencia Looking to create unique video content? This guide will show you how to think outside the box and come up with fresh video marketing ideas. The post 7 Creative Ways To Leverage Video In Marketing appeared first on Search Engine Journal.

How To Use XML Sitemaps To Boost SEO via @sejournal, @jes_scholz Learn the ins and outs of using sitemaps to improve content discovery and indexing. The post How To Use XML Sitemaps To Boost SEO appeared first on Search Engine Journal.

Google Updates Its Gambling & Games Advertising Policy via @sejournal, @MattGSouthern Google is updating its gambling advertising rules. Preview the changes before they go into effect on April 14. The post Google Updates Its Gambling & Games Advertising Policy appeared first on Search Engine Journal.

Google Confirms Business Profile Reviews Outage via @sejournal, @martinibuster Google confirms an outage in the Business Profiles reviews system and says a fix is in progress. The post Google Confirms Business Profile Reviews Outage appeared first on Search Engine Journal.

HSA cash funds vs investment funds I have an HSA from an old employer, and I invested as much of the balance as was allowed. However, the remaining cash that I could not move is subject to the $5/month maintenance fee. I do not have a health plan with my new employer compatible with my HSA, so the cash side dwindles and the investment grows. When the cash portion hits zero, will …

Setting SAHM wife up for retirement My lady works extremely hard as a SAHM. I don’t make a lot but I have a 401k that I started contribute to for myself. I’d like to set her up something that I can put some of my paycheck into that’s just for her. She’ll probably be a SAHM the next ten years or so and then go back into the workforce but she is autistic, so it’s harder for her to w…

Helping my unemployed father Looking for advice on how to plan for needing to help support my dad. My dad (60) was in a work related accident in 2019. He has since been living off of the settlement. He has a small amount left from the settlement (refuses to tell me exactly how much) but occasionally drives for Uber. He has no retirement due to very poor financial planning….

Best way to go about buying this house? Long post warning. Info: 25 LCOL location no student loans Salary 63k + 4-7k from side job 10k in liquid cash in checkings/savings 25k in CD that matures in July Living at home with minimal bills and maxing Roth 401k so I currently get about $900 bi-weekly but can adjust if needed. Loan interest is going to be around 6.5% through my local bank H…

Am I Just Screwed? 40 Years Old, No Savings, No Help Other than NWM I’m 40 years old and spent the first 30+ making bad decisions with no guidance (both parents are deceased, older sister is homeless). To put it bluntly, I didn’t expect to live past 30 and I lived like it. I got clean, went back to school entirely on loans ($72K in debt), bought a house in 2021 (interest rate 3.25%, unpaid principal $96K), and o…

Company got bought.. 401k options 1) roll it over to the new company’s plan. Feel like the easy button. Assuming fees and options are similar 2) roll it out to an IRA, self manage this money, and start new company 401k at zero. Any reasons or benefits that I should consider these options ? Currently 401k is frozen and we can’t contribute… bummer submitted by /u/RedBaron…

Mom’s medical bill in 5 figures. Cannot afford it. What are my options? My mother got admited into an ER/hospital for over a week due to viral infection. She’s getting discharged in the next coming days. I did some digging around and the hospital bill will be in mid-upper 5 figures. For context, my monther is a greencard holder while I’m a US citizen. She does not have insurance, life saving, retirement plan, etc. I…

Supporting Wife and Baby on the Way Hi all, I (26M) found out last night that my wife (22F) is pregnant! Still processing, but I want to get ahead of the curve here. The rundown: I’m a teacher currently at a CTE (Career/Technical Education) public high school. My yearly income is $56,000. I have good health insurance through my employer, but vision/dental for a newborn are not co…

Option to retire at 48 Need advice. Last year I had some back issues and went out on medical leave at work. I work for a state agency. While I was out the agency transfer me to a field position which would make a number of my medical conditions worse. By the time I returned from medical leave I managed as best as I could on limited duty restrictions, I only had 6 mont…

5k Negative Equity on Car Loan Hello all! I’m looking for guidance to help me make the best decision regarding this situation. I carried debt from my previous car loan onto my current. I have a 2013 that is worth 4k and currently owe $9k. My interest rate is 5.79% and the best I could get on a new car loan is 5%.. I am expecting close to 9k back on my tax return, so now I’ve …

Are we ready to buy our own place? We are a newly married couple 42+36 y/o. My partner is a former nurse of 10+ years but is now “per diem” and is working full-time as a freelance creative (new transition). I am also a freelance artist, but have been VERY successful in the past 4 years after a 12 year journey, with hopefully no stopping moving forward—but you never know. I’ve mad…

Looking for a Goal Savings App or Platform I am really getting into perfecting my budgeting and savings. I have been using Ynab for teaching myself to keep a consistent budget every month but I don’t like this style for savings. I have two savings and emergency savings and fun savings. Specifically for the fun savings I’ve realized I’m less of a have this pot of extra money ie $500 to sp…

Can I make enough money to live on? I am a nurse and work in homecare. My 2 boys get survivor benefits the last of benefits only till this June. My husband died of cancer when I was pregnant. Looking into getting a second job as a nurse. I am terrified of the future losing that money. My boys are trying hard to get jobs no luck being told by employers when they turn 18 this May. T…

Should I work as much overtime as I can to pay off debt? The only debt I have is student loans at $50K. I’m coming to realize I’m gonna have to pay these off, and sooner rather than later is better because of accruing interest. I think the best way for me to earn more money, is just by putting more hours in. It sucks, that I’m basically renting out my body to my employer for a wage, but that’s what I’…