Received a letter from IRS stating I transferred my clean vehicle rebate to the dealer, but I didn’t. I received a letter from IRS stating I transferred my clean vehicle rebate to the dealer, but I didn’t. I have already emailed the IRS based on the letter giving them my VIN, stating I didn’t transfer it to the dealer. The dealer is asking to send me a check for the 4k(amount for the clean vehicle rebate) I have already filed my taxes and indica…

GF got locked in to outrageous payment for used car. Told my GF to wait to buy a car, so I can help her. She doesn’t wait, gets locked in to $800/m car payment and $200/m for insurance for a used 2017 Jeep Compass, that was apparently sold to her for $30k. My GF fucked herself, how can I unfuck her out of this situation? This severely kills her income, so much that with everything else she can’t …

Q: About to be laid off; should I try to fully/partially fund my current HSA? I’ll be officially laid off the last working day of this month. Currently have a HDHP with HSA. Employer contributes some each paycheck and I contribute the remainder in order to plan hitting the max family limit which for 2025 is $8,550. Problem is that I’ve no idea yet who my next employer might be and so no idea if they might offer an HSA. If…

Taking Social Security at 62 I’ll be 62 in October. Yes, I have weighed all financial issues and looked at my retirement funds. On top of other stuff, $2,100/month looks nice. I won’t need this $$ immediately. Suggestions on 3-5-year allocation? submitted by /u/EThosWood

Boost Your Vacation Rental Bookings with SEO via @sejournal, @JRiddall Capture the attention of potential guests and drive direct bookings with a strong SEO strategy for your vacation rental business. The post Boost Your Vacation Rental Bookings with SEO appeared first on Search Engine Journal.

How should I handle this credit card issue? I am having some problems surrounding a credit card that I’m on and don’t have any access to. Several years ago my mother added me to a credit card account without asking me first while I was still a minor to “help teach me and build my credit”. I told her that I didn’t really want to share an account with anyone and I would get my own when I tu…

WooCommerce Rebrand Offers Lessons For Gaining Competitive Edge via @sejournal, @martinibuster Interview with WooCommerce shows why a strategic refresh is essential to staying relevant to user needs The post WooCommerce Rebrand Offers Lessons For Gaining Competitive Edge appeared first on Search Engine Journal.

should i pay off debt faster or build a bigger emergency fund first. so currently im paying off my car as fast as possible, it’s my only debt other than my credit card that i use for gas and groceries for the cashback/rewards points and i pay that the following week anyways. my normal car payment is $266. im paying an additional $800 a month on top of that to pay it off faster. my current payoff amount is $10,400…

Should I sell my foreign stocks to not deal with the foreign tax credit next year? I purchased some “recommended stocks” on reddit and when I did my 1099-div, there was a line for foreign taxes to the amount of $2. Went through turbotax and after all the calculations were done on my 1099-div, it said they saved me $1 for foreign credit tax. I’ve never seen it before and I’m thinking of just selling all my foreign stocks so I d…

Please dead parents debt Please help* My mother past away and I received money through her estate. Probate court has been done and dealt with and I received the money about 6 months ago. The money was held for awhile to give anyone who my mother had debt with to be paid. Nothing was reported. Do I still have to pay this collection agency now? They took over a medical bi…

what do i do with money from my mom? i’m 18 and my mom passed away november of 2024. she saved up 85k since 2000-2006. What should I do with this money? I know I can’t just leave it because it’ll go down with inflation. submitted by /u/UnlikelyBeat2742

I’m about to graduate college with a job lined up and a considerable amount saved. What now? I (22m) am moving to a new city after college. I have around 75k saved up from internships and investments. I will graduate with a STEM degree, and I’ve accepted a position at a company that I’ll start a couple months after I graduate (80k yr). What do I need to do now? What kind of things do I need to account for? Save for? Should I try to buy …

Buying a house in Costa Rica, seems sketchy… I have toured a house for sale in Costa Rica, the agent on the sign says that they do a private mortgage, with a contract where we have a payment schedule with previous owners, but no bank mortgage involved. This seems like an elaborate scam, but is this in any way normal in Costa Rica for buying a house? Thanks submitted by /u/painter_bu…

Trying to fix my credit after 5 years, not sure how to go about it. Before the pandemic, I had about three credit cards. Then I was laid off around March 2020 and had some medical bills that resulted in me being unable to make payments on those credit cards. In the end, they all defaulted and my credit score tanked. The total debt accrued was about $8,000 between the three cards. I’m finally at a point financi…

I don’t think I can be claimed as a dependent. My mother claimed me anyways. What can I do? Please excuse me if I’m wrong, but from looking at the dependent requirements from irs.gov as well as responses from a previous post that I made in this sub a month ago, I believe that I should not be able to be claimed. I am: 21 Years Old and NOT a full time student, so I’m not a qualifying child & Although I did spend more than 6 months living…

$3000 check got cashed in error for $8000 and I’m now overdrafted. Is it ok to keep receiving direct deposits from my job in the meantime? Long story short, I had about $4500 in my checking account, and gave my landlord a $3400 rent check. The bank he deposited that check at misread my 3 as an 8 (despite the handwritten word three) and took $8400 from my account. This led me to get overdrawn by a very significant amount. The bank is aware and is fixing the error but as a result of …

Steps to help with Job Loss or Recession Given the current state of the US. Thought these steps may be helpful here. Please add anything. Some of these may not apply to everyone, I have attempted to put them in chronological order, and I have listed some examples as well. File for Unemployment. This needs done as soon as you are fired. Health insurance and severance varies, but it may …

Advice on buying a house in my early 20’s So I’m about to be 24 and have a professional job making about 52k a year pre tax in a pretty LCOL area. I currently still live with my parents but am thinking about moving out. The only dilemma I face is that most of the apartments in my area are kind of shitty and the decent ones are probably around the same monthly rent as what I would pay on…

Credit card money owed? I think I bank with suncoast and i just wasnt too sure about some things Wish this community let me use screenshots but My credit card has a $5k limit Currently have a “balance” of $1231.96 and available balance of $3768.04 I just put $120 to my credit card and the “balance” didnt change but my “available balance” went up $120 to $3888.04 Why does my a…

Has anyone done cash stuffing long term like 5+ years or more? Hi folks, I struggle with budgeting, especially in terms of credit cards and digital currency. Currently in a lot of debt due to situations outside of my control, but I’m trying to get my way back out of it (like I’ve done before). I had a lot of success with cash stuffing/envelope method to the extend that at one point, I had managed to save al…