Wife receiving UK inheritance while living in the US. So my wife is set to receive an inheritance from her Aunt and Uncle passing away. We live in the US, my wife is a legal resident. Her inheritance after everything is liquidated, is estimated between 1 and 1.5 million US dollars. We already plan to get someone versed in both US and UK inheritance laws, the lawyer/solicitor for her Aunt and Uncle…

Should I pay my car off early? For context, I am 21 and I bought a car last march. My loan is at 6.2% for 60 months (no early payment penalty). I have about 20k left to pay off. I was thinking about paying it off in 1 or 1.5 years earlier so I can pay less interest. I have about $30k in ETF’s and HYSA and about $9k in stocks and I make about $72k pre tax in nj. My only expens…

Throw $10k into Emergency fund or debt? Baby in 2 months, only have $5.5k in savings. $13k in debt at 7%, VHCOL, monthly income is $11k net and monthly expenses are about $7k including debt repayment. $20k in checking at the beginning of month. Thinking of putting $10k into HYSA then attacking debt after. Or should I put it towards the debt now? We will have help when baby is here an…

18 Year Old with $17k I’m a senior in high school with around $17k spread throughout different accounts, all being traditional savings accounts earning negligible interest. I’m looking to move my money elsewhere to earn atleast some interest and my first thought was to move it to an HYSA. I will be going to college but due to the substantial financial need I won’t ha…

Should I drop out of college if it’s hurting me financially? I’m 27. Prior to going back to school in the fall of 2024 I had an office job for an insurance company. I had an associates degree in computer engineering already. My Fafsa covered most of my tuition at my local university. The only issue now is that I couldn’t work my office job and go to classes since classes are during the day. So I’m workin…

Has anyone filed an arbitration against a fiduciary with FINRA? Probably not many people who have done this but I’m curious how the process is. submitted by /u/Darlhim89

Investment Portfolio I’m currently 22 years old and began investing last year and I just very recently decided to simplify my portfolio which is 50% VOO 25% QQQM 20% SCHD 5% Crypto submitted by /u/Squat-Cobbler602

When getting a car do they look at how long you have a job ? I might either finance through the dealership or get an auto loan from the bank, for the proof of income part does it matter how long you have a job or just that you have a job? I’m about to start my first job and this will also be my first car. I’m 22 and have been in school submitted by /u/Hopeful-2923

Unsure if I should buy a house after a new job I currently live with my family. Thanks to this I was able to save every penny I could for 2 years and work my way through college with no debts then build a nest egg of 60g. Last month I switched jobs from a sweatshop of IT to a subsidiary of a fortune 500 company making about 80k a year. My family is understandably asking for me to contribute…

Stock Reverse Stock Split 200:1 I am a novice, so apologize if I do not have all the info. I bought 140,000 shares from a private company. Recently Reverse Stock Split of 200:1. I know have 700 shares. I understand that the Reverse Split is a neutral event post IPO, just less shares but overall same total value. It is confusing to me with it being a pre IPO situation, how I wi…

22yo seeking advice on prudent investment for windfall As a result of a car accident two years ago, I received a large settlement (around $400k total). I opted to receive $250k up front, plus a $600/mo lifetime annuity in lieu of the rest. Since then, I have acted as if the money does not exist. The lump sum has sat in a CD which earned 5.25% interest the first year, 5.12% the next. My living expens…

ISO Options, Confusion & Taxes Will try to keep this simple & straightforward! I have 60,000 vested ISO options for a private company. The founder hooked it up and, in the contract, gave 7 years to exercise vested options. I’m good until June, 2030. Strike price = $0.03 (the founder worked some magic there as well) Current FMV = $5 They just raised Series B and, from my under…

Does WordPress Need Another Site Building Tool? Builderius Thinks So. via @sejournal, @martinibuster A free WordPress web development plugin shows how open source drives innovation The post Does WordPress Need Another Site Building Tool? Builderius Thinks So. appeared first on Search Engine Journal.

Google AIO Is Sending More Traffic To YouTube via @sejournal, @martinibuster New data shows that YouTube citations in Google AI Overviews are growing by as much as 36% every month The post Google AIO Is Sending More Traffic To YouTube appeared first on Search Engine Journal.

Mullenweg Asked If He’s Adaptable To Change via @sejournal, @martinibuster WordPress co-creator was asked at WordCamp Asia if he’s adaptable to change The post Mullenweg Asked If He’s Adaptable To Change appeared first on Search Engine Journal.

Best way to earn on savings? Hello! I am looking for the best ways to save money, or earn interest on savings in the quickest amount of time. I really don’t know much about finance, so I would need to understand in beginner terms. I have a high yield savings account with Marcus that I have had for a while but has mostly been empty. When we got our tax return, I threw a coup…

25 y/o feel like I’m drowning Hey guys. I’m a 25 y/o male in a weird situation. So basically I am in some debt and need to figure out the best plan to move forward. Currently I have 4k on one credit card, 3.5k on another, plus a 15.5k tax bill that will be due in April. In my checking account I have about 12k. However, I have 60k sitting in my brokerage account. I’m wonderin…

Just discovered I have a pension Hi all! I am 37 year old who has been at my private sector job for 10 years. Due to recent changes, uncertainty and layoffs, I have ALMOST decided to quit and go back to school to become a radiology technologist next year (2 year program). I have a 401k with 6% match and I do contribute, but only 3% at the moment. This past week, I discovered I …

Just now starting to save for kids future Don’t hate me, but for several reasons, I’m just now about to start saving for my kids future, mainly since my spouse and I have good jobs now. Kids will be 14 and 11 this year. What “savings vehicle” can I use so that they won’t hate me for leaving them no money? Edit: Seems like everyone has the same questions so I’ll answer them here: -ret…

Drowning in credit card debt. Debt consolidation–do I take this life raft? Right now I am treading water with my credit card debt and living in fear that they’ll start garnishing my wages. I live in NJ where the maximum wages that can be garnished by creditors is 10%. My cards are all consistently above their balance and all teetering at risk of being closed. I make $3200-3400 per month. I own my home and my mortgage p…