I want some suggestions on a car I am trying to buy a car preferably a used car and a v8. I make 3500 a month and have zero bills other the 50 bucks a month to my phone bill. I just wanted some suggestions and opinions on how to buy a car within my wants and need responsibly. submitted by /u/Playful-Bus2464

Pay off the mortgage or invest? Where to invest 150k My wife is in her mid thirties and is a semi stay at home mom. I’m in my mid forties. We own an e-commerce business that she dedicates a few hours a day. I work at a fairly large company and make around 65k a year, with 20% going to a 401k. The 401k is sitting at 80k. The business will do about 600k in sales this year. 25% …

Should I pull money from my stocks to pay off credit card debt? Hi everyone, I’m looking for some advice on how to handle my current financial situation. I have about $90,000 in stocks, which I want to let grow for the long term. However, I also have about $5,000 in debt spread across three credit cards, and I’m having trouble paying it off quickly. The interest rates are making it harder to get ahead, and i…

How to get disbersement of 529 on grandparent owned account for my child? My dad started a 529 when my daughter was little and now she is in college. I think I should start using this money to pay her tuition because my mom might need memory care in the future and my dad really wanted to pay for his granddaughter’s college. The problem is that my dad is in a nursing home himself (paid for by the VA). I have an old 529…

I received 5,000 dollars from my grandmother. What’s the financially responsible thing to do? My grandma passed this year and she left some money to all the grandkids. She grew up during the depression so she saved every penny but as she got older became too old to spend it. She wanted us to use the money to do something we always wanted to do like take a trip, learn a new skill, or buy something extravagant. I want to respect her wishe…

Confused about my wife’s 401k plan; can anyone explain it? My wife started work at a very small office about 3 years ago. After she had been there for a year she was “eligible” for the 401k and signed paper work to contribute 10% of her earnings. I think the company was supposed to match a portion as well but I’m not positive. I was looking through all of our accounts this week (just doing some end of y…

Best way to save for my baby? My baby is 10 months old and my fiancé and I want to set money aside monthly to be given to her at some point in her 20s. I’m wondering how best to go about this? We’re in the UK if it changes anything. I’m looking at the following: • a high-interest fixed-term ISA (4 years to start) • a low risk savings and investment ISA • a relatively lower …

PA Car accident. Insurance claiming im at fault On December 7th i got rear ended in an automatic car wash. Employees of the car wash and the person that hit me both agreed that the other driver was at fault. When the other drivers insurance (state farm) called me a week later they said that their insured states it was my fault. So an other week passes and state farm said that they reviewed th…

My debt is stressing me out and I don’t know how to deal. I’m stressed about money, I bearly what I’m doing. My budget says I’ll be debt free by 2030 but that is so far in the future it just feels like it might as well be never. Edit: I have about 60k in debt. 23.5 is a loan from my parents, 16k and a bit in personal loans and medical debt, and the other 20k is credit cards. I’m paying about 1700 a mo…

Wikipedia And SEO: Everything You Need To Know via @sejournal, @MattGSouthern Explore the impact of Wikipedia on SEO and Google’s Knowledge Graph. Discover how to use Wikipedia for keyword research, content planning, and successful internal linking. The post Wikipedia And SEO: Everything You Need To Know appeared first on Search Engine Journal.

7 Content Writing Trends For 2025 via @sejournal, @ronlieback Explore the latest content writing trends. Learn how to use them to create valuable and engaging content that stands out and attracts readers. The post 7 Content Writing Trends For 2025 appeared first on Search Engine Journal.

Help adjusting my W-4 I was divorced in 2023 and next year is not my year to claim my two youngest. My oldest is solely mine but is turning 18. I am the primary custodial parent and sole legal our decree just has us alternating tax years. I usually receive a large refund but would rather take home more per check. How should I adjust my W-4 next year to reflect this? …

I’d frozen my credit for safety and now someone is applying for credit in my name (and being denied). Any more I can do? A while ago, I froze my credit with all three agencies (I can’t foresee the need for a loan in my life anytime in the near future). Recently, I got letters from five different banks that the loan I applied for was denied. I never applied for loans so obviously someone got my info and is attempting to do just that. All the banks will tell me is t…

Do I ask my husband to add me on his health insurance? Or do i wait until I get a job? For context, we are both mid 30s, recently married. He couldn’t enroll me at the time because I didn’t have an SSN yet. While we are both healthy, I’ve already had to go to the ER once and accrued medical debts in USA. I recently (like 2 weeks ago) got my SSN and I can start applying to jobs but I’m worried I wont find a job right away in my fie…

Equity buyout loan on paid-off house in divorce I have a fully paid-off house that is completely in my name. Proceeding with an amicable divorce, I’ll have to give my STBX husband $400k cash and we go our separate ways. I plan on doing an equity buyout loan on my paid-off house. But I’ve been a student for the past 2 years with very little income. Any advice on how I can get a 30 year loan?…

Can someone explain the importance of bond funds to me in a retirement plan? I don’t understand. My retirement put some of my funds into a bond fund MPHQX. I looked at the market summary graph and I don’t get it. There’s no appreciation like a normal stock. It’s just flat for 10 years. 11.34 in 2001 held steady all the way to 11.96 in 2022 (now 9.71 today). How does that make money? Is it meant to be bought and sold over time and held for …

First time not living check to check.. what now? Hello all! It’s my first time not living check to check. I grew up poor as dirt and have limited knowledge about personal finance. My husband and I would currently have a joint checking and savings account through our local bank. We are hoping to save up for some home renovations in a few years. We would also like to start a savings account for …

Divorced and rebuilding (Disclaimer: My username has nothing to do with my career or expertise. I am neither proud, an accountant, or 119 in real life.) So my ex-wife and I recently split. We had been saving up to buy a property, but most of those savings got consumed in legal fees, moving fees, and other 1-time garbage associated with the divorce. I moved back in with…

How do I deal with the b.f’s poor financial decisions? So I (32F) started dating a man (33) late last year. However I found out recently that he is in debt of about US$20,000 from a salary loan. By my country’s standards this is an insane amount of money (I’m speaking 9 figures with eight zeros) and he has a time frame of up to 2029 to pay it off. He has a well paying job but as you would imagine in…

Major Outage Hits OpenAI ChatGPT via @sejournal, @martinibuster Major ChatGPT outage may be the largest ever. Both ChatGPT and the API completely down while SORA is only partially affected The post Major Outage Hits OpenAI ChatGPT appeared first on Search Engine Journal.