Never switched car insurances before best way to go about it? I’m paying 220 w/ geico for my car insurance full coverage because im still paying of the car.. Im wanting to switch car insurances but I’ve never switched insurances before, I got a quote from progressive for 175 with better coverage. Now how do I go about switching? I don’t want to end up paying some kind of fee for switching if thats a thing…

Randoms visa rewards card in the mail? I received a 35$ visa rewards card from Incomm in the mail. Yet I don’t know what it is or where the money is from. It even has my name embossed in it. When I checked the balance it says that the 35$ is there, so it’s not like some scammer stole the money. I’m just afraid that when I checked the balance I had to activate it with the card informa…

ChatGPT Search Manipulated With Hidden Instructions via @sejournal, @martinibuster ChatGPT Search could be manipulated with instructions and text hidden on web pages The post ChatGPT Search Manipulated With Hidden Instructions appeared first on Search Engine Journal.

Google Explains How CDNs Impact Crawling & SEO via @sejournal, @martinibuster Google’s new documentation explains how using a CDN can negatively impact crawling The post Google Explains How CDNs Impact Crawling & SEO appeared first on Search Engine Journal.

Severe anxiety surrounding wealth management/finances Hi there! Sorry if I didn’t post this in the best place. Would post this to the OCD subreddit but afraid it will be interpreted as reassurance seeking (I guess it is lol). I am new to doing anything with my finances and am working through pretty crippling OCD/Ptsd a lot of it having to do with past experiences with my immediate family doing disa…

HSA use for a spouse I am currently the only one working and I have Insurance for both of us and HSA account. After I retire at 63/64 I will use HSA to pay for COBRA premiums until I am 65 and qualify for a Medicare. What about my wife, who will need to get her own insurance until she is 65 – can she use HSA for premiums even thouh HSA was through my work? submi…

I’m looking to open an account for my newborn daughter We just brought home our daughter, I’m looking to set something up for her. I’m looking for an account that can be easily managed and something that can be taken out at anytime. For an example when she’s in her 20s if she wants to buy a house or whatever it would be it can be taken out. Thanks. submitted by /u/kyle46800

Fastest way to get out of debt Looking for different views on how I should pay off my debt. I’m roughly $21,000 in debt with credit cards and lines of credit. How would you recommend I pay these off to pay the least interest and do it the quickest. I net about $2000 maximum Every two weeks between my job and Doordash, but I feel like I’m paying but getting nowhere. I’m behind…

What is the best way for getting a car when moving out of state? I recently graduated and will be moving from Central Florida to Dallas, TX, in May, where I’ll be staying for at least two years. I share a car with my husband, who needs to remain in Florida for another year to finish his degree, so I’ll need to get my own vehicle. Ideally, I’d like to purchase a car in Florida, so I can pack my belongings and …

Need to finance a move for a new job My current job pays $55k and I was just offered a job several states away paying $118k. My monthly rent will go from $850 to ~$2,800. I will need roughly $6,000 for a deposit, first month’s rent, and pet fee to secure housing. I’ll be paying rent on my current apartment until I find a someone to sublet. My new job will reimburse some of the mo…

Sold whole, term, and disability insurance, should I get out? I (28F) met a Northwestern Mutual financial advisor about a little over a year ago at a networking event who connected with me and my then-fiancée. We met a few times and she sold us life insurance and disability insurance — I now have whole, term, and disability insurance and I honestly can’t really remember why other than that I’ll get dividen…

Paying off an underwater car Hi all, I’m likely underwater on my car and would like to sell it. I recently inherited another car without a loan, so I want to get rid of my current car. However, I’m likely underwater since I’ve only had it for four months. According to the Kelley Blue Book value, and depending on the final offer, I will have enough cash on hand to pay off t…

Best way to exit & cash out paid off house. parents to child tranfer. Trying to figure out a plan how my parents can sell/exit out the house. Current condition worth (as is) $150k, market comps that has renovation worth about $190k. Parents already have plan to love overseas after this . 1- Parents go to do quit claim deed or sell to me for $1 . No capital gains tax to pay here 2- I would then take out HELOC/Cash…

Bank lost $87k and won’t reimburse me I opened an account for my LLC at Truist on August 29, 2024, and deposited a check for $87,000 into the account. I was told the check would be processed and funds available in 7-10 days. On September 11th I was told the funds had cleared but were not available to be withdrawn, without an explanation as to why. Several days later I was told the f…

Should I put $40,000 in TSP or Brokerage Account? A few questions… I made $40k last summer on fire crew. I don’t need it right now, should I invest it into my TSP at work (currently at $50k), or should I put it in my brokerage account with Bank of America (currently at $30k). Is it bad to have both those accounts? Or should I just put everything into my TSP? If I ever buy a house or land, I p…

How to ease into investing? I want to get started with investing for my future/retirement. 27 – no debt – 70k cash in HYSA – 5k stocks – 15k roth ira with about 80% of that in cash just sitting Ive been told VOO for my roth. But im hesitant to invest the remaining 80% liquid i have all in one go I also know i should save maybe 10k of my 70k cash as a E fund. I want to mov…

How much is a commute worth? Hello, I’m considering two job offers. Responsibilities and positions are similar. I’m mostly looking for insight from those who have done a longer commute for work and how they managed their time outside of driving and work. I value the ability to exercise and cook/eat healthy food. I have never traveled far for work and getting home after dark…

Excess 529 to rollover IRA My father-in-law has opened a 529 college fund for my son. I know any excess funds can be rolled over into an IRA, but my question is for who? My FIL will unfortunately likely pass away before my son is college age, and there will also likely be excess funds in it. So would the rollover IRA be in my (or my husband’s) name, or my sons? subm…

I normally do a backdoor Roth IRA, but this year I accidentally put pre-tax dollars from a former 401(k) into my IRA account. What should I do? Each year, I perform a backdoor Roth conversion (contribute to a traditional IRA then immediately convert the next day to a Roth IRA). This year I messed up. I had ~3.5K pre-tax dollars in a 401(k) account from a former employer that I worked at briefly. They closed my 401(k) account because the balance was so low. In a rush, I just put that mon…

529 beneficiary change I’m planning to setup a 529 with myself as a beneficiary and change the beneficiary to my child after 16 years. Is this allowed without penalty? Can I have 2 beneficiaries(both children) for the same 529 at the same time? Will the change of beneficiary result in any taxable events? I’m new to this and would appreciate any help. submit…