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Throw $10k into Emergency fund or debt?
Throw $10k into Emergency fund or debt? Baby in 2 months, only have $5.5k in savings. $13k in debt at 7%, VHCOL, monthly income is $11k net and monthly expenses are about $7k including debt repayment. $20k in checking at the beginning of month. Thinking of putting $10k into HYSA then attacking debt after. Or should I put it towards the debt now? We will have help when baby is here an...
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