Considering a personal loan for credit card debt but open to input

Considering a personal loan for credit card debt but open to input I’m 27 and I have about $7200 in credit card debt. I’m sitting with roughly 75% credit card utilization spread across 6 credit cards. Currently I have roughly a 680 credit score and I’m frantically trying to raise it in the next 3 months before I need to either lease or finance a car. Right now if I continue to make minimum payments on all of my...

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