Maxing out 401(k) all at once vs. over the year
Maxing out 401(k) all at once vs. over the year I am thinking about deferring 100% of my bonus in to my 401(k) pretax next month. Doing so will max out my contributions for year all at once, but my thinking is that I’ll be getting the full amount rather than losing ~40% to taxes. The only downside I can think of is that by contributing over the whole year I will be dollar cost averaging and h...