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Should my husband and I both have roth IRAs if we can’t meet the maximum contribution for one account?
Should my husband and I both have roth IRAs if we can't meet the maximum contribution for one account? I'm a stay at home mom and my husband works. I'm looking into retirement options for us and am planning on getting a roth IRA in addition to his 401k match. Our contributions wouldn't meet the yearly maximum for one account ($7000). So is there any point in having two accounts? Wwyd?
submitted by /u/Agreeable-Cat
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