20% down payment or more on a house?

20% down payment or more on a house? My husband and I make a combined $210k. After taxes, health insurance, and retirement we take home around $8k/mo (sometimes more with OT and holiday pay) It seems like the housing market in our city just keeps going up, even with higher interest rates. We're currently in a 2 bed, 1 bath house 580 sq ft. We will desperately need to upsize into a ...

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