Mortgage payments or 401k, IRA

Mortgage payments or 401k, IRA I've had an increase in salary from 80k to 155k/year. I'm deciding on how to best divvy up my funds. 30-year mortgage and luckily got a 4.75% rate when we purchased around COVID. Various savings accounts; 529, IRA, and 401Ks with a total of ~40k in savings. 36, married with 2 young children. I'm the only one working. I'm currently putting 15% in...

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