How do I, an average middle class person, prepare for a recession?

How do I, an average middle class person, prepare for a recession? My husband and I are both in our late 20’s/early 30’s. We’re lucky to have a house with a mortgage we can manage, two new enough cars to last us the next ~10 years, and jobs where we are very secure (no worries of layoffs, etc) We do have about ~15k in various credit card debts. I also have about 30k in student loans that I just started making p...

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