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LPT: Enroll in any voluntary accident/short term disability insurance offered through your employer when you are young
LPT: Enroll in any voluntary accident/short term disability insurance offered through your employer when you are young When I got to the point in my life where I started having real responsibilities, I enrolled in everything offered through my work's voluntary additional coverage. I was under 30, so it locked my rates in super low. I have risky hobbies, a dangerous job, and am a bit stupid so it seemed like a good move. Last year I broke my arm, and I didn't ha...
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