I’m looking to refinance my car loan, wondering how long I should wait?

I’m looking to refinance my car loan, wondering how long I should wait? For some backstory, my car broke down late December last year so I had to get a new car asap. I did not have a FICO score at the time (new credit) so I got saddled using westlake. The car was $8900, 2015 Mazda. I put 4,000 down and my apr is 28.99. Super high I know, but it was the only bank willing to finance with me. I have the registration in...

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