how do you pay off credit card debt efficiently?

how do you pay off credit card debt efficiently? Hello I'm M (33Y.O) i have about 18k debt right now, I have 2 jobs.. 1st job i make almost 4.1k/4.2k and the other job i make 2.7k./2.8k per month, so overall i get around 6.8/6.9k = month...... now my monthly expenses are car = 600$/month car insurance = 200$/month 3 phone line + internet = 200$/month storage = 110$/month apartment = 1,700/mont...

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