How conservative is too conservative?
How conservative is too conservative? This is an honest question, so please don't assume I'm some kind of doom and gloomer. I'm recently retired, 60. I've been investing since the mid 90s. I've been up, and I've been down. I've chased gains, and I've been conservative. I've lived through a bunch of crashes including 87. I got basically wiped out in dotcom, and no sooner recovered fr...