Retirement budgeting advice – calculators seem way off

Retirement budgeting advice - calculators seem way off Like the title says - I’m trying to really plan for retirement (based in the US), but I’m having difficulty understanding how most of the online retirement calculators (Fidelity/Nerdwallet) come up with the number, other than an arbitrary 80% of my income. Am I missing something? My current income sustains a family of 4, including a not insigni...

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