Auto loan help, advice for first time buyer

Auto loan help, advice for first time buyer So im not really too sure how the auto loan world works. I usually buy beaters for $3-$5k but my current beater is giving me issues and I just wanna stop having to deal with this. My credit between the 3 bureaus is 626-684-700 with Experian being the 626. I have my main bank which is navy federal and also USAA accounts but my navy federal is whe...

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