Health insurance claim denied

Health insurance claim denied Hi everyone! I JUST now (feb 2025) received a $400 bill in the mail for when i burst my eardrum oct 2023. The claim was denied by Emblem Health in dec 2023 for being out of network but I asked multiple times at the urgent clinic to be sure and they said it was covered. The doctor didn't do anything besides use an otoscope (the ear magnifier thin...

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