Concerned I am overly focused on retirement in the form of a pension.

Concerned I am overly focused on retirement in the form of a pension. I (39) have about 12 years of time (and $70k) invested in a pension that will payout 2% for each year of the average salary of my best three years. I make about $94k a year with regular 3% raises and summers off (psychologist for a school district). I am also a licensed psychologist currently limiting the number of clients I see to no more than ...

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