Is it smarter to pay off all my debt and get left with no savings? Or should I pay off majority of my debt and put 1K in savings?
Is it smarter to pay off all my debt and get left with no savings? Or should I pay off majority of my debt and put 1K in savings? I am getting a huge refund this year. That covers all of my debt exactly. I have two credit cards with a high balance. I also have a auto loan still open. That gap insurance never covered that I’m planning to pay off. (It was denied before yall ask) I have been having this credit card debt for years already, and I would like to get it over with...