Found out (more like saw the total) I’m 20k in credit card debt.

Found out (more like saw the total) I'm 20k in credit card debt. So title says it all. I was looking at credit karma and saw my total credit card debt at 20k. I feel like I've barely bought anything and have been making higher than my monthly payments which is taking so much if my monthly income (about $2200 after tax). I also have 30k in student loans. I'm trying to find a debt consolidation company but I a...

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