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How do RMDs work when passed from one spouse to another?
How do RMDs work when passed from one spouse to another? I understand RMDs, after a certain age you have to remove a certain amount each year, and in order to reduce taxes you can withdraw some earlier. But what about if the person holding the IRA passes and the money goes to the spouse? Do RMDs start from the age of the person who originally held them or the spouse who actually holds them?
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