Looking to refinance motorcycle loan

Looking to refinance motorcycle loan I recently bought a new bike, about 1 year ago. This was the first time I ever bought something new and financed it, and the reason was because they were offering a promo 3.99% interest. Before picking it up, the sales guy said i should qualify for it no problem (credit score around 700). When it was time for signing, he said you actually didn't...

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