Helping a retiree with debt… Help!

Helping a retiree with debt... Help! I'm very responsible with finances but I find myself helping and elderly friend who was not. HELOC: 20k Credit Card Debt: 20k Misc Debt: 25k He's now in a retirement home spending down so he can qualify for medicaid because he does not have any other income streams. What is the best strategy to consolidate/pay for all these debts? Thanks in ad...

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