Should I pay off my truck? Or ride the loan out?

Should I pay off my truck? Or ride the loan out? I have an auto loan on my 2018 f150 (look at my account if you’re curious, I love it!) Currently I owe $16k on it with a 3.19% interest rate, it’s worth about 22k from my research on comparisons for sale. So I’m in the positives “equity” wise I have the means to pay it off right now and be 100% okay financially, but my payment is only $459 a m...

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